From March 26th, 20 19, users will use the Alipay credit card repayment function, and Alipay will charge 0. 1% service fee for the part exceeding the free repayment amount, of which the free repayment amount is 2,000 yuan per person per month.
The free repayment amount is based on 2000 yuan per person per month, which can be redeemed by Alipay membership points. Diamond members, Platinum members 1 points can be exchanged for 3 yuan quota, Gold members 1 points can be exchanged 1.5 yuan quota, Volkswagen members 1 points can be exchanged 1 yuan quota. Alipay membership points can be obtained through daily tasks such as consumer shopping, living payment and wealth reward.
In short, Alipay's free credit card repayment amount can reduce the formalities fees incurred by cardholders through third-party platforms, and cardholders can choose repayment platforms according to their own needs.
Improve skills
1, continuous frequent credit card consumption.
The continuity of credit card limit means that after owning a credit card, you should stick to long-term credit card consumption, preferably for more than three consecutive months, and generate credit card consumption limit every month, instead of using it for a while and then freezing it for a long time.
The frequency is to swipe your card anywhere you can, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.
2. Pay attention to the credit card limit and temporary withdrawal.
Pay attention to the credit card limit and make full use of temporary withdrawals.
3. Stick to the application and seize the opportunity to apply.
Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on applying by phone to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.
4. Threaten to use the cancellation card or suspend sleep.
Threaten to use a pin card or suspend sleep. When your application has been rejected many times, you can consider using this trick. Tell the customer service or staff of the bank directly that if the credit card limit cannot meet the actual needs, you will consider returning the card. It is best to present some facts, of course, the attitude should not be too bad, and it is best to combine hard and soft, so that it is easy to get room for discussion and consultation.