There are no geographical restrictions on credit cards, and there are no handling fees for credit card purchases. Merchants only need to support credit card payment; there is no difference between the bank and other banks and local and other places for cash advance, and the charging standards are the same; deposit through our bank counter or automatically The machine charges no handling fee for credit card repayments of our bank.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. Extended information

The bank confirms that the credit card is valid, and contacts the bank to request authorization according to the contract signed with the card issuer. Authorization is to further confirm the cardholder's identity and the amount that can be used. Authorization is generally made when the usage amount specified in the contract is exceeded.

After receiving the authorization notice, the card-issuing bank will issue an authorization instruction based on the deposit balance of the cardholder's deposit account and the bank's agreement to allow overdraft, and reply whether it agrees to conduct the transaction.

Baidu Encyclopedia-Credit Card