Alipay card limit: 5,000 yuan for a single transaction, 5,000 yuan for a single day, 5,000 yuan for a single month, and 5,000 yuan per year (based on a natural year).
Note: This limit is the limit for all Alipay accounts under the user’s ID card. For example, if one ID card registers two Alipay accounts, then the Alipay card limits of these two accounts are used together instead of two separate limits.
The "Measures for the Administration of Online Payment Business of Non-bank Payment Institutions" promulgated by the People's Bank of China will be officially implemented on July 1. According to the requirements of the measures, payment accounts will strictly implement real names and be managed hierarchically according to the three types of Alipay accounts. If the user's identity verification does not meet the standards stipulated in the Measures, the use of some functions of the Alipay account will be affected. Depending on the degree of completeness of the account's identity information, the amount of payment through the balance will also be different.
Balance payment limit:
The balance payment limit refers to the limit for consumption or transfer from your account balance. According to the requirements of regulatory authorities, different balance payment amounts will be provided corresponding to different degrees of completeness of account identity information. The balance payment limit for Type I accounts is RMB 1,000/lifetime, the balance payment limit for Type II accounts is RMB 100,000/year, and the balance payment limit for Type III accounts is RMB 200,000/year (maximum).
Reference for the above content: Alipay-Payment Method
1. What if the cardholder is unable to pay the bankrupt credit card?
Individuals can't file for bankruptcy,