If the credit card is not activated, it will be used frequently. In order to make customers enjoy the rights and interests of CCB credit card as soon as possible, it is recommended that customers open the card immediately after receiving it. If the card is not activated before the expiration, CCB will not issue new cards to customers at the expiration. Note: If a customer applies for CCB's rigid annual fee credit card, an annual fee will be incurred regardless of whether the customer is activated or not.
(In case of business changes, please refer to the actual situation. )
What if the credit card is not activated and you don't want it? To do this well
Credit card is a double-edged sword. If used well, it can help cardholders turn around. If it is not used well, it will bring heavy pressure. Therefore, although many people have set up credit cards, they are afraid to open them because of their poor self-control, which requires proper handling of inactive credit cards. So, what if the credit card is not activated and you don't want it? Let's take a look today.
What if the credit card is not activated and you don't want it?
Many banks do not stipulate the activation period of credit cards, as long as they are activated before the card expires. Many card friends think that credit cards can be ignored if they are not activated, and will automatically expire after the validity period. However, the credit card is valid for 3-5 years, and it will be risky not to activate the credit card during this period. Therefore, it is best to cancel the inactive and unwanted credit cards directly, which requires doing these things well.
1, determine the credit card limit: mainly to see that the credit card has not been reduced due to the annual fee deduction. After all, many high-end cards are automatically charged after the verification card is successful, regardless of the credit card status. This requires transferring money to the credit card before cancellation.
2. Determine the cancellation method: There are two types of credit card cancellation, which are related to the number of cards issued under the bank name. For example, if there is only one card, you can choose to cancel the account without arrears; If you have more than one card, you can choose to cancel it, specifically by calling or going to a bank outlet.
3. Confirm the cancellation status: the cancellation of the credit card is not real-time, and there is a 45-day settlement period in the middle. If there is no arrears and balance during the period, the cancellation is successful on the 46th day. In other words, the cardholder should call the bank customer service on the 46th day to confirm whether the credit card has been cancelled successfully.
The above is the related introduction of "How to deal with the unactivated credit card", hoping to help everyone.
What if the credit card of China Bank is not activated?
For credit cards that are not activated after successful card processing, BOC will not charge an annual fee at present, nor will it voluntarily cancel them. In order for you to use the card normally, it is recommended that you activate it in time after successfully handling the card. If you encounter any problems during use, please contact the credit card customer service hotline 4006695566 in time, and select 0 key to turn to manual service consultation.
The above contents are for your reference. Please refer to the actual business regulations.
Let alone what to do if the credit card is not activated.