No matter which bank the credit card is from, it is universal across the country, and there are no handling fees for out-of-town purchases.

Baoshang Bank credit card (regular card, gold card) waives the annual fee for the first year, and the annual fee for the next year can be waived if the card is swiped five times a year; the platinum card does not have an annual fee waiver policy.

Baoshang Bank Credit Card Annual Fee Charging Standards