What does the self-owned deposit in the credit card mean? Is it your own deposit or the balance in your card when you first use it?
The first time you use the card, the balance is the money given to you by the bank. If you use the money, you must return it to the bank, which means that the money is equivalent to the bank's own deposit, which means that you save it yourself and don't use the money he lent you. For example, your credit card is 5000, which means your balance is 5000. Then you don't need his 5000, and you deposit 1000 yourself, so this 1000 is your own deposit.