The court will be held within three months. The bank will sue the card holder if the card holder fails to repay the loan on time. If the overdue period exceeds three months, the bank will sue the card holder. After the court receives the bank's indictment, it will accept the case if it meets the conditions for filing the case after review. Generally, the bank will sue the card holder. Notify the plaintiff and defendant within three months of the hearing.

1. How long has it been since the overdue credit card lawsuit was filed? The time from the credit card lawsuit to the court hearing depends on the court’s procedure for hearing the case. After the indictment is delivered to the court, it should review it within seven days and decide whether to accept the case or not, notify the parties and The court will be held within three months. Article 135 of the Civil Procedure Law of the People's Republic of China: Cases tried by the People's Court applying ordinary procedures shall be concluded within six months from the date of filing the case. If there are special circumstances that require an extension, it can be extended for six months with the approval of the president of this court; if an extension is still needed, it must be submitted to the superior people's court for approval. When hearing a civil case, the people's court shall notify the parties and other litigation participants three days before the hearing. If the trial is held in public, the names of the parties, the cause of the case, and the time and place of the hearing shall be announced.

2. What are the steps for being sued for overdue credit cards? 1. If a bank files a civil lawsuit in court, the court should decide whether to accept it within 7 days from the date of receiving the lawsuit materials. 2. If the amount of arrears reaches 10,000 yuan, and the bank still fails to repay it after two collections for more than 3 months, it shall constitute a crime of credit card fraud and shall bear criminal liability. After the public security organ files a case for investigation, it usually takes about four months before the procuratorate files a public prosecution in the court. The specific prosecution process is as follows: A. When a party files a lawsuit, it must first submit an indictment and submit a corresponding number of copies according to the number of opposing parties. If the parties are citizens, the names, genders, ages, places of origin, and residential addresses of both parties should be stated; if the parties are units, the name, address, and name of the legal representative or person in charge of the unit should be stated. The main text of the indictment should state the requested matters and the facts and reasons for the prosecution, and the tail should be signed or stamped with an official seal. B. According to the principle of "whoever makes the claim must provide evidence", the plaintiff should submit the following materials to the court: 1. Materials on the plaintiff's subject qualifications. Such as the originals and copies of resident ID cards, household registers, passports, return certificates for Hong Kong and Macao compatriots, marriage certificates and other evidence; corporate units as plaintiffs should submit copies of business licenses, business registration certificates and other materials. 2. Evidence to prove the plaintiff’s claim. Such as contracts, agreements, credit documents (IOUs, IOUs, etc.), receipts and delivery vouchers, correspondence, etc. C. When parties submit documentary evidence to the court, they should fill in two copies of the evidence list, detailing the name and page number of the evidence submitted. After the evidence is verified by the court handler, the handler will sign and seal the evidence list. One copy will be handed over to the parties and the other will be filed. D. The case-filing tribunal will handle the case-filing procedures within seven days after the parties have completed the necessary procedures and submitted relevant evidence and materials. Those who meet the case-filing conditions will be processed; for those who do not meet the case-filing conditions, it will rule not to accept the case in accordance with the law. E. The parties concerned shall prepay the case acceptance fee and other litigation fees within seven days from the date of receipt of the acceptance notice. If they are really in difficulty, they may submit a written application to this court for reduction, deferment or exemption of payment within the prepayment period. If you fail to pay or if your written application for deferment, reduction or exemption of payment is not approved and you still fail to pay in advance, this court will rule as automatically withdrawing the case. F. After the case filing procedures, the case will be scheduled for hearing by the court. The parties concerned should obey the various work arrangements of the court and go to the finance office to settle the litigation expenses after the case is concluded. Credit cards have a limited repayment time, and the card holder must return it during this period. If the card holder temporarily forgets to repay due to some reasons, it does not matter. The credit card has a grace period of three days. As long as it is returned within the grace period, it will be regarded as normal repayment. If the payment is not returned within the grace period, it will be overdue. If the payment is overdue for more than three months, you will be prosecuted.