CMB credit card consumption prompt 61 The amount exceeds the limit, which is usually caused by the following two situations:

1. CMB has restrictions on online payment and daily payment. This payment limit can be modified by calling customer service or visiting an outlet.

2. China Merchants Bank has restricted the merchant, which means that the merchant is on China Merchants Bank’s blacklist. If you can make normal purchases by changing to another merchant, it means your card is normal.

Extended information:

According to the relevant regulations of the central bank, each bank can control the maximum limit of credit card consumption to 110% of the original limit. For example: you have a credit limit of 10,000 yuan If you have a credit card, you may be able to directly use your credit card to spend up to 11,000 yuan. For the 1,000 yuan that exceeds the credit limit, the bank can charge a certain percentage of over-limit fees.

But what is very special is that China Merchants Bank credit card cannot spend more than the credit limit. Therefore, there is no over-limit fee for China Merchants Credit Card. When the cardholder's consumption limit is greater than the limit issued by the credit card and the limit needs to be temporarily increased, he can call customer service to apply. The temporarily increased limit is valid for two months. There is still no over-limit fee, but the consumption limit beyond the issued limit needs to be repaid in the same month. .

Reference: Baidu Encyclopedia-Credit card over-limit fee