UnionPay standard card is a bank card issued in accordance with the business and technical standards of China UnionPay, with the "UnionPay" logo printed on the card surface and the ID number (BIN) of the issuer assigned and confirmed by China UnionPay. At present, the BIN range of UnionPay standard cards issued by China UnionPay member institutions is: 622 126~622925, which is also called "62" UnionPay standard cards because they all have the prefix "62".

Credit cards issued by Guangfa Bank are generally UnionPay standard credit cards, as long as they do not carry signs such as VISA and MasterCard. As long as you choose a RMB single-currency card when applying for a certain type of credit card, it is generally a UnionPay standard card.