With the development of society and the improvement of people's living standards, credit cards have become an indispensable part of people's lives. But sometimes we may be overdue for various reasons, which will bring some troubles to our lives. This paper will focus on "CITIC Credit Card Arrears" and discuss specific solutions together.

What if CITIC Credit Card currently owes 20,000 yuan?

You should contact CITIC Bank as soon as possible, explain your situation and propose a repayment plan. CITIC Bank will generally give you certain repayment concessions according to your actual situation, such as reducing some late payment fees or interest. Secondly, you can consider borrowing money from friends and relatives to pay off the credit card debt as soon as possible.

In addition, funds can be raised through other channels, such as lending platforms or bank loans. Finally, you should plan your financial situation reasonably to avoid the situation of overdue credit card arrears again.

Will CITIC's credit card be taken home if it is overdue for three months?

It depends. CITIC Bank usually takes a series of collection measures when the credit card arrears of CITIC are overdue for three months. First of all, they will remind you to repay the loan as soon as possible by phone or text message, and inform you of the consequences of overdue.

If you still don't pay back the money, they may send a collection staff to collect it at home. These collectors usually communicate with you in a friendly way, hoping that you can repay as soon as possible. If the repayment is still not made, CITIC Bank may take legal measures to recover the arrears.