If the head of the credit card household dies and needs to repay, he can use the inheritance to repay;

Inheriting the inheritance should pay off the taxes and debts that the deceased should pay according to law, and pay taxes and the discharge of debts to the extent of the actual value of his estate. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs.

If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.

The execution of a bequest shall not hinder the payment of taxes and debts that the legatee shall pay in accordance with the law.

So if the head of the credit card household dies, repayment is also required.