To apply for a credit card, you don't need to take photos of the office environment, but you need to provide proof of economic source and fill in your work income. If you apply online, you don't need to provide paper materials Conditions for applying for a credit card: the applicant must be at least 18 years old, have no bad record in the bank, have a good credit, have a stable job and a reliable source of repayment, and also need to provide the bank with proof of financial resources, contact information of two contacts and bring valid identity documents to the outlet for processing.

You don't need a photo of the company, just take your ID card to the bank or the sales point to take photos. Banks attach importance to individuals having stable jobs and stable sources of income. 1. Applicants should be 18-60 years old (foreigners are 25-60 years old), have certain economic ability and have a good credit record. 2. The applicant for supplementary card is over 14 years old (inclusive), and the principal cardholder can apply for supplementary card for immediate family members (parents, spouses or children). 3. Original and photocopy of ID card. 4. Work certificate and income certificate (required to be stamped by the company). 5. Non-local accounts also need to provide proof of residence. 6. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years; Business premises contract or ownership certificate (i.e. real estate license). Tips: If you want to apply for a higher credit line, prepare some financial proof materials, which can be bank payroll records, income tax withholding certificates (tax payment certificates), or documents that can prove your financial level, such as houses, cars, deposits, investment market value certificates, etc. The real estate license must have the name of the person or spouse and the relationship certificate; My name must be on the car registration card.

: 1. Age meets the requirements: the main card applicant must be 18 years old or older, and the maximum age limit varies from bank to bank; The age of supplementary cards is different according to the regulations of different banks, and the applicable age is also different. The minimum age should not be less than 13 years old. Take China Merchants Bank as an example. The main card applicant should be 18 to 60 years old. The main cardholder can apply for supplementary cards for parents, spouses or children. Supplementary card applicants should be over 14 years old.

2. Have a fixed work certificate: the applicant must have a stable job and legal income, and have a certain repayment ability. For example: proof of income stamped with the financial seal of the unit; Social endowment insurance certificate; Other financial certificates, such as real estate, cars, stocks, bonds, etc. ; You don't need to show all the above economic certificates, you can choose the one that suits you. The financial proof you provide has a certain impact on the success of the application and the amount of credit cards issued.

3. No bad credit record: bad credit record, also known as credit stain. After a bank customer applies for a loan, the repayment is overdue for some reasons, which is called a bad credit record.