At the age of 20, you can apply for a credit card from four major banks. The minimum requirement for applying for a credit card is 18 years old. You can apply for a credit card if you are over 20 years old, but only if you have a stable job and financial resources and choose a suitable bank. Many banks can apply, but considering that there is no stable income source and enough economy at the age of 20, even if the application is submitted, the possibility of bank approval is relatively small. In order to reduce risks, banks attach great importance to cardholders' performance ability. The information submitted should make the bank feel that the user has the ability to repay. The stronger the repayment ability, the easier it is for banks to issue cards, which depends on the bank's comprehensive score on users. The above is a credit card that can be applied for at the age of 20.

Credit card introduction

In this era of rapid economic development, the popularity of bank cards has become very popular. Credit card, as a kind of bank card, has the function of spending in advance. For example, if you find that you don't have enough money at dinner, you can pay by credit card and repay on time. This article is mainly about the knowledge of what credit cards can be obtained at the age of 20, and the content is for reference only.