Because so far, only the credit cards of these two banks exist in China, and local banks are completely free to withdraw cash.

As a businessman, it is inevitable that other banks will charge fees in case of cash emergency.

Moreover, the business outlets of these two banks are also the largest in the country.

The difference is:

ICBC:

Local Interbank: 2 yuan/Pen

Foreign banks: 1% of the cash withdrawal amount, with a minimum of 1 yuan per transaction and a maximum of 50 yuan.

Inter-bank in different places: 1% of the cash withdrawal amount, with the lowest 1 yuan/transaction and the highest 50 yuan/transaction, and an inter-bank handling fee is added for each 2 yuan.

Bank of China:

Foreign bank: 65,438+00 yuan each.

Local interbank: 4 yuan/pen.

Cross-bank in different places: 65,438 yuan +02/ pen.

If the landlord does not value the cash withdrawal business, it is recommended to apply for a credit card from China Merchants Bank, which has been in the forefront of other banks.

If the landlord pays more attention to credit card points and preferential activities, he can pay attention to the joint-name credit cards of joint-stock banks.