Bank of China credit card consolidated repayment sequence:

1. When a card has a foreign currency deposit, the deposit will first be used to repay the balance owed on the attached card, and then repay the same amount on other cards. Currency Foreign currency arrears.

2. When a dual-currency card has RMB deposits, the deposits will first be used to repay all foreign currency debts owed to the card.

3. The RMB deposit of one card will first repay the RMB debt of the attached card, purchase foreign exchange to repay the foreign currency debt of the attached card, and then repay the RMB debts of other main cards (repay one card at a time). , Purchase foreign exchange to repay foreign currency debts.

4. When consolidating repayments, repay the minimum repayment amount in each card bill first, and then repay the full balance.

5. When repaying in a consolidated manner, the card with the largest deposit and the smallest balance will be repaid in order.

6. The repayment sequence when there is a RMB credit card on bank credit card A (card A has no foreign currency debt), the main card B under the same name has a RMB debt, and the main card C has a foreign currency debt. Repay the debt in the order of: minimum in RMB, minimum in foreign currency, full amount in RMB, and full amount in foreign currency.

7. If you apply for cash installment in the current period (if the first installment has not been recorded in the account), the amount deposited in the current period cannot be transferred out due to the impact of the cash installment amount.

(Answer time: July 12, 2024)

The above content is for your reference, please refer to the actual business regulations.

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