How to pay off a credit card?

You can handle credit card repayment through the following channels:

1. Palm Bank: Please log in to the Palm Bank APP and click "Credit Card → Repayment" on the homepage to make your own Agricultural Bank of China credit card payment , repay other people's Agricultural Bank of China credit cards; click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of your own Agricultural Bank of China credit card debt.

2. Online banking: Please log in to personal online banking, click "Credit Card → Repayment → One-click Repayment" to repay your Agricultural Bank of China credit card debt; click "Credit Card → Repayment → Agreed Repayment", You can apply for automatic repayment of your own Agricultural Bank of China credit card debt; click "Credit Card → Repayment → Repay Other People's Cards" to repay other people's Agricultural Bank of China credit card debt.

Warm reminder: If you need to repay credit cards from other banks, you can do so through "transfer".

(Answer time: June 25, 2021. In case of business changes, please refer to the actual situation.)

How to pay off the credit card repayment?

There are three specific repayment methods:

1. You can use Alipay’s automatic deduction function to deposit funds to Alipay in advance. The system will automatically debit a few days before the credit card repayment date. Debit to credit card for repayment.

2. You can log in to the official website of the bank where the credit card account is opened, select Personal Business-Credit Card Repayment Settings, and use our bank's debit card to repay.

3. Deposit into your credit card account through bank branches or cash machines and it will be automatically deducted.

Credit card repayment

Introduction:

Credit card repayment refers to when the cardholder’s credit card consumption reaches the final repayment date, in order to ensure that the cardholder With a good credit record, the repayment amount will be brushed out and the funds will be returned to the bank. Although the biggest feature of a credit card is its overdraft function, it actually constitutes a loan relationship between the customer and the bank. Failure to repay when due may not only result in legal consequences, but also bear high penalties and interest, and most importantly, may cause Bad records.

Repayment process:

1. Log in to the ATM repayment homepage of the account opening bank and click on credit card repayment;

2. Fill in the credit card repayment information: follow the prompts , select the credit card issuing bank, enter credit, cardholder name, monthly repayment date, repayment amount and contact information and confirm;

4. Complete the payment in the transfer-out debit card online banking: follow Tip, use other bank’s debit card to complete the payment through online banking;

5. The repayment is completed, the transaction is inquired, and the receipt is printed.

How to repay a credit card

The credit card repayment method is as follows:

1. Repayment at the bank counter: Go to the counter of the issuing bank of the credit card to make repayment and inform Bank tellers can make repayments by credit card, but you need to prepare cash;

2. ATM repayment: go to the ATM machine of the credit card issuing bank to perform savings operations, and you need to prepare sufficient cash;

3. Online bank repayment: Find a savings card with a sufficient balance and online banking, and transfer the money to the credit card account with the same bank or across banks for repayment. A small service fee will be deducted for the inter-bank transfer operation;

4. Associated savings card repayment: Generally, when applying for a credit card, bank staff will ask if they can apply for a savings card from the same company, associate the savings card with the credit card, and set the deduction date. As long as the savings card has sufficient assets, the bank will automatically start from Transfer money from your debit card to pay off your credit card, so you don't have to worry about overdue credit card repayments.

Notes on credit card installment payments:

1. Before taking an installment loan, you must read the contract clearly, especially the interest and default clauses;

2. Pay attention to the contract Some of the services here are optional and you can choose according to your own situation;

3. The installment fee is often directly related to the number of phases, so you should choose the most appropriate number of phases according to your own situation;

4. Remember the monthly repayment date clearly to avoid liquidated damages or bad credit records due to overdue repayment;

5. See clearly the conditions for early repayment and understand the fees and charges in advance. calculate.

This concludes the introduction on how to return a credit card and how to return a credit card to another bank. Have you found the information you need?