Postal Savings Bank can handle overdraft card. Only credit cards can be overdrawn, so overdraft card of Postal Bank is a credit card. It can be handled as long as the following relevant conditions are met:

1. Personal credit is good and there is no bad credit record;

2. At least 18 years old and less than 6 years old, with full capacity for civil conduct;

3. The income is stable and it has the ability to repay the loan principal and interest;

4. Have a fixed residence in the local area.