Many card friends will use credit cards to withdraw cash when they are in urgent need of capital turnover, but most credit cards only withdraw 5% of the credit card quota, which is equivalent to a drop in the bucket. However, if you hold any of the following two credit cards, you can withdraw 1% of the cash within the credit limit. However, these two credit cards have their own characteristics, so let's see which one you prefer. 1. I apply for the YOUNG Card of China Merchants

Introduction index: ★★★★★

Introduction reasons: 1. The withdrawal amount of other China Merchants Bank credit cards is only 5%, and the withdrawal amount of this young card can reach 1%. 2. As long as you hold the Young card of China Merchants Bank, the cash withdrawal ratio of other China Merchants Bank credit cards under your name can also be increased to 1%, which can be said that one person can get the word, and the first cash withdrawal every natural month can be exempted from handling fees. It is best for cardholders who want to withdraw cash to get it all at once.

Comments: China Merchants YOUNG Card is indeed a very good cash withdrawal credit card from all aspects. However, there is a handling fee for using this card to withdraw cash. The handling fee for domestic cash withdrawal is 1% of the cash withdrawal amount, with the lowest 1 yuan and no ceiling. The maximum amount of cash withdrawal for a single card in a single day abroad is US$ 1,, and the handling fee is 3%, with a minimum of 3 yuan RMB per transaction.

2. Bank of Communications Y-POWER Credit Card

I apply for

Introduction index: ★★★★

Introduction reasons: 1. The cash withdrawal amount is as high as 1% of the credit limit, which is twice as high as that of other Bank of Communications credit cards. 2. No matter how you withdraw cash, the handling fee will be as low as 5 yuan/transaction. 3. Whether you use Y-POWER to withdraw cash at home or abroad, you can finally choose RMB for repayment.

comments: Y-POWER credit card is also a good cash withdrawal credit card, especially its cash withdrawal fee is extremely low. No matter whether you withdraw cash in our bank or in different places, the fee rate is the same. In addition, you can withdraw cash from more than 1 million ATMs with this card. Is it convenient?

Summary Although these two credit cards can withdraw 1% cash, don't forget to charge interest in addition to the handling fee. The longer the repayment time, the more interest. Therefore, don't use a credit card to withdraw cash easily unless you have to. After withdrawing cash, you must repay it on time. Otherwise, once it is overdue, it will affect your personal credit. It will not be so smooth to get a loan or apply for a credit card in the future.