If citizens need to apply for Jincheng Tongka in advance, they can apply to their township rural credit cooperatives or rural commercial banks with their original valid identity documents. For minors, guardians are required to carry household registration books or birth certificates and other relevant procedures that can prove the relationship between guardians. The processing time is about 90 working days, free for the first time. If it is lost or damaged, it shall be reissued at its own expense.

After the "Jinchengtong" card is lost due to loss, damage, theft, etc., the card loss reporting business must be handled. Loss reporting can be divided into oral loss reporting and written loss reporting. After reporting the loss orally, you need to report the loss in writing. If the oral loss report is not completed in writing within 5 working days, the oral loss report will automatically become invalid.