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After someone used my credit card, I asked someone to repay it on my behalf. If I report the card as lost after repayment, does it count as fraud?

Is it considered fraud if someone else uses my credit card and asks someone to repay it on my behalf? If I report the card as lost after repayment, is it considered fraud?

It is not considered fraud. Because even though the card was overdrawn or consumed, the money was still paid off and was not taken for granted.

According to Article 196 of the Criminal Law, the crime of credit card fraud refers to the purpose of illegal possession, violation of credit card management regulations, use of forged or invalid credit cards, fraudulent use of other people’s credit cards, malicious overdrafts, defrauding Behavior involving large amounts of property. In short, it is a fraudulent criminal activity carried out by using the credit reflected in the credit card.

The constituent elements of the crime of credit card fraud are as follows:

1. The objects of this crime are the credit card management system and public and private property ownership.

2. The objective aspect of this crime is that the perpetrator uses credit cards to defraud public and private property by fabricating facts or concealing the truth.

3. The subject of this crime is a general subject, and natural persons can become the criminal subject of this crime.

4. The subjective aspect of this crime is intentionality, and it is direct intention. The perpetrator must also have the subjective purpose of illegally possessing public and private property. Indirect intentional and negligent crimes cannot constitute this crime.

Among the various acts of credit card fraud, the perpetrators have different behaviors and their criminal intentions also have their own specific content. For example, if a counterfeit credit card or an invalid credit card is used to commit fraud, the perpetrator must subjectively know that it is a forged or invalid credit card, otherwise, this crime cannot be committed. In the case of credit card overdrafts, the distinction between bona fide overdrafts and malicious overdrafts should also be analyzed from the intentional content of the perpetrator. If the perpetrator has the intention to illegally possess other people's property, it is a malicious overdraft, and vice versa, it is a bona fide overdraft.

If the balance has been paid in full, you can report the loss or cancel it.

If you do not repay the full amount, you can report the loss. After the loss is reported, the card can no longer be used.

It is not considered fraud, unless the other party used you 1,000 and paid back 5,000, and you deliberately Reported lost. Someone used my credit card and then asked someone to pay it back. After returning it, I reported the card as lost

Don’t lend your ID card or bank card to others, especially if you use the credit card, you will be in debt and you will not repay it on time. Will affect credit history.

Question: Someone used my credit card and then asked a professional to pay it back. After I reported the card as lost, can the person who paid it back sue me for fraud?

It's illegal in the first place, and it's definitely fraud. Everyone is responsible! If you don't participate and then report the loss, it's none of your business. After all, you know how to pay back the money and then report it. If you find someone to pay back the credit card on your behalf, if I report the credit card as lost, how long will the sentence be if you sue me for fraud.

After being convicted of credit card fraud, the sentence is based on the amount. Someone used my credit card for 2-7 years. I reported the card as lost after asking an agent to repay the money. The agent asked me to repay the money. The police will handle this matter. Something?

Please call the police decisively, don’t call the bank. If you pay someone else’s credit card on your behalf and then the other party reports the loss, does that constitute fraud?

Is prosecution useful? Let me tell you now, no matter what if you win the lawsuit, you will pay more than you get. Is it reliable to wait for the police station to solve the problem? I think you will wait until the flowers have faded. Think of other ways to solve the problem. For example, you and he are clients, so you know each other more or less. If you think of a way to make an appointment with him, then you will be half successful. If you take it a step further, for example, take him to a young man somewhere. After sitting in the room for a while, you should know what to do next (I believe he will take the initiative to return the favor to you). I owe a balance on my credit card, and someone else paid it off on my behalf. He then transferred it to someone else to pay it off, and then I replaced my card. Is that considered a crime?

The user’s behavior is suspected of fraud.

However, credit card agency is still a gray area, so it depends on the evidence.

My friend owes me money and asked him to use my credit card to repay the money. After I repay the money, does it count as fraud if I report the credit card as lost?

Even if you report the loss, the repayment method is only a few hundred yuan, and it will not be paid back to you all at once. Full payment. Someone helped me pay off my credit card, but when the money arrived I canceled the card. Is this considered fraud?

No, canceling it at the bank counter:

1. Bring your valid ID and bank card. Local bank;

2. Go to the bank to get the reservation number and queue up;

3. Explain to the staff that you want to cancel the account and fill in the relevant application;

4 .Give the bank card to the bank staff and submit relevant materials;

5. The bank card account cancellation is completed.

Notes:

If the bank card is lost, you need to get a new one before canceling the account. There is a card fee for replacing the card;

Cancel the bank card account The balance on the card must be withdrawn and there must be no outstanding balance on the card.