Support the third floor!

It is good for you to get a dual-currency credit card.

It is best to have dual-currency credit cards of UnionPay and VISA, and try not to use MasterCard. Visa is better now, but just in case, you can also get a dual-currency credit card of UnionPay and MasterCard. Anyway, you can get rid of the annual fee as long as you brush it three times, which is quite good.

If you study in the United States, the routes of visa and master will be directly credited to your US dollar account, and there will be no additional exchange fee, which is very suitable.

You can choose to deposit directly in US dollars, or you can deposit the full amount of RMB on the same day and call to purchase foreign exchange for repayment on the same day.

As said on the third floor, you can apply for a secondary card, but all your accounts can only be checked with a secondary card, which has certain restrictions and the use of the quota, but it is also convenient to pay you back if your parents are in China, hehe.