Yes, the Minsheng Van Gogh theme credit card is free of annual fee, but after each card is verified successfully, the 68 yuan/card processing fee will be charged, and the new card and replacement card will be charged, but the fee will not be charged for renewal card. It is worth noting that before June 30, 2008 (inclusive), the first new card will be issued free of charge, and the second card (inclusive) and above will be charged after successful verification.