1. When the credit card is lost, immediately call the 24-hour customer service hotline of the issuing bank to provide my basic information, and ask the staff to report the loss of the credit card as soon as possible and apply for a new card.

Second, bring your ID card and report the loss to the credit card department of the bank. You'd better do it yourself. The procedure will be simpler. If you need someone else to do it for you, you need to write a power of attorney and seal it.

Third, choose a bank with more lost card protection. At present, many commercial banks have opened the function of 48 hours before reporting the loss of credit cards. If your credit card is stolen within 48 hours before the loss is reported, all the losses will be shared by the bank with you. The procedures for handling the "lost card protection" business are very simple. As long as you report the loss of your credit card, pay a different amount of "lost card protection fee" and show the receipt of the report certificate from the public security organ, you can enjoy the bank compensation of at least 5,000 yuan and at most 20,000 yuan.