For issues involving the status of your credit card account, call the Agricultural Bank of China’s credit card customer service hotline and ask for manual detailed inquiries about the account.
There is a business in the bank called: odd deposit withdrawal. This means that you deposit a sum of money regularly every month, and you can withdraw it after the number of years you set. If you need it urgently, you can withdraw it in advance with your ID card.
After a certain number of years, you can apply to the bank to convert it to a current deposit; however, this is a passbook, not a bank card. You can only apply for a savings card without using a passbook.
General debit cards have a very long service life, 50 or 100 years, while credit cards and credit cards have a shorter service life, usually only a few years. After expiration, you need to go to the bank to get a new card. .
Extended information:
1. The maximum overdraft limit of the Agricultural Bank of China credit card personal card is 50,000 yuan (including the equivalent in foreign currencies),
2. Agricultural Bank of China The overdraft limit of the credit card gold card is RMB 200,000.
3. The minimum overdraft credit limit of the platinum card is RMB 100,000 and the maximum overdraft credit limit is RMB 1 million.
4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3% and does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.
The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying. For example, personal income, real estate, vehicles, and personal work nature can be used as supporting materials to apply for a credit card, thereby limiting the upper limit of the credit card.
The overdraft limit of the same credit card will continue to increase as the cardholder uses the credit card, and the overdraft limit will automatically increase within half a year or one year.
Baidu Encyclopedia-Agricultural Bank of China Credit Card