1. The applicant must be 18 years old and have full capacity for civil conduct;

2. The applicant must have a stable income, and the applicant needs a stable job or a stable personal business;

3. No bad credit record.

The above is related to whether China Construction Bank can handle credit cards.

Reasons for credit card rejection

1. Incomplete and inaccurate application materials: the information provided at the time of application should be accurate and complete. For example, the real estate license and vehicle driving license provided should be my own assets, and the work certificate should have the official seal of the company;

2. There are too few proof materials of funds: the low repayment ability is an important reason why banks refuse to apply. If the user has a house, a car and a time deposit, it must be filled in;

3. Unstable job industry: Banks restrict issuing cards to certain groups of people, such as freelancers, service industries and self-employed individuals without business licenses.

4. Apply for several bank credit cards at the same time: In this case, the bank will feel that the user is in urgent need of money and has a tendency to maliciously overdraw, so it will directly refuse the visa.

This article is mainly about the knowledge of whether China Construction Bank can handle credit cards. The content is for reference only.