One of the reasons for the suspension of CCB's credit card use is that the bank thinks that the credit card transaction is abnormal and may be attacked by hackers or other criminals. Then for the safety of the cardholder, the bank will freeze the credit card, which will cause the credit card to be suspended.

Another reason is that the cardholder fails to repay on time for more than three months in a row, and the issuing bank has the right to unilaterally stop using the credit card. In this case, even if the credit card is disabled, the cardholder's bill still exists, and the late payment fee and interest will continue to increase. If the amount meets the requirements of the bank, the bank can sue the cardholder, and the cardholder with a larger amount will be punished.

If the reason for stopping using the credit card is the first one, then the handling method is: the cardholder can call the issuing bank and ask the bank to reissue the credit card, open the card directly after getting a new card, and cut off the original credit card.

If the credit card is suspended for the second reason, the solution is as follows: after the credit card is suspended, the cardholder had better repay it in full, and at the same time, in order to avoid the blacklist of credit records, it is best to reactivate the credit card and repay it for 24 consecutive periods on schedule to offset the original bad credit records.