Function: In terms of customer service, banks that launch black cards provide "all-round personal assistant" services to customers. The bank's promise is that whatever you can imagine, you can do.

Citibank only has a black credit card called "Ultima" and American Express launched a black credit card called "Centurion" in 1999, which is called the "King of Cards" by industry insiders. . Some people say that only by owning this kind of black card can the card owner's "noble status" be fully demonstrated. Because this kind of black card does not accept applications, only banks actively invite customers to join.

General requirements for applying for a Bank of China black card credit card: 1. Proof of unit income and bank salary statement (cadres at the deputy section level or above in administrative institutions or formal employees of China's top 500 companies with an annual income of more than 100,000, etc. ); 2. Proof of deposits such as bank deposit certificates; 3. Proof of assets such as driving license and real estate certificate (owning real estate or a car, preferably without a loan, etc.); 4. Payment of housing provident fund and other running water.

The American Express Centurion Black Gold Card is the black gold (highest) level version of the "Centurion Series Debit Card" launched by American Express in the UK in 1999. Due to its card The main color of the face is black, so it is also called "black card". The Centurion Black Gold Card is recognized as the "King of Cards" in the world. This card is positioned at the top group and has no limit limit (the Centurion Black Gold Card in China is a cooperatively issued credit card, so there is a limit limit, and the credit limit is 2-10 million). Most of the cardholders are political figures, billionaires and celebrities from various countries and are invited by American Express. Card applications are not accepted. Cardholders can enjoy the world's top member-exclusive benefits, rights and services.

Reference: Baidu Encyclopedia-Black Card