You can save money without a bank card. The method is as follows (you must know the bank card number):

1. Customers can press the "enter" key through the ATM machine. , enter the cardless deposit interface.

2. After selecting the language, you can enter the account number or card number, follow the on-screen prompts, enter the deposit amount, and press the OK button. Then put the cash into the deposit slot to complete the transaction.

3. Users can also apply at the counter. They need to fill in the deposit slip, submit the money and chain deposit slip and hand it over to the counter staff for deposit business.

1. Credit cards

Bank cards are divided into two categories, debit cards and credit cards. A debit card is a card that we usually apply for at the bank counter and deposit money into it. We can use it as much as we have, and there is no overdraft function.

The credit card is what we call a credit card. The bank will give the customer a certain limit. The customer can spend in advance and pay off the bill before the final payment date.

Let’s talk about credit cards first. Generally speaking, there are two ways to check the credit cards in your name.

1. Credit report inquiry.

Obtaining information through credit reports is the simplest and most convenient way. Generally, I recommend friends to log in to the online credit reporting platform on the official website of the People's Bank of China to check their credit reporting.

The credit report will record in detail how many credit cards you have in your name, how many credit limits they have, which banks they are in, and what their current status is.

With this information, we can list all the credit cards under Xu Oak’s name one by one and keep them for future use.

2. Customer service telephone inquiry.

It is also possible to inquire through telephone banking, but the premise is that we must have a general impression and know how many banks we have credit cards, and then call each one one by one to inquire about the specific credit card information.

2. Deposit Cards

Unlike credit cards, debit cards currently do not have a unified entry system. Each bank can only manage its own card, so personal credit reporting There is no information about debit cards in the report, and debit cards are much more difficult to check than credit cards.

As of the end of 2020, the number of credit cards issued in my country was 8.177 billion, with an average of 5.85 cards per person, while the number of credit cards issued was only 778 million, with an average of 0.55 cards per person. The difference between them is obvious.

As for how to check the debit card in your own name, I have two methods here.

1. Check online banking or mobile banking.

After logging in, we can check whether we have a debit card in the bank, how many debit cards we have under our name, how much money they have, etc.

If you don’t remember your username or password, you can now retrieve it yourself. If you have never registered, all major banks have also implemented online self-service registration.