After the cardholder normally uses the credit card for half a year, he can apply in writing or adjust the credit card limit through telephone service.

Bank of Ningbo credit card withdrawal method

1, temporary line increased.

When using Bank of Ningbo credit card, if you find that the approved credit limit is not enough, you can call the 24-hour customer service hotline 95574 to contact the customer service specialist to apply for a temporary increase in the credit limit. The bank will check the cardholder's card usage record, such as whether the card is often used for repayment. If it proves to be a quality customer, the temporary credit limit can be increased. The credit limit of Bank of Ningbo Credit Card will be automatically restored to the original limit after the expiration of the temporary adjustment period.

2. Long-term quota increase

If you want to permanently deduct the amount of Bank of Ningbo credit card, you need to provide a new financial certificate to the bank. For example, the new real estate license. To prove that your financial strength and repayment ability have improved compared with when you opened the card. After comprehensive evaluation, the bank can increase the temporary credit line according to the cardholder's requirements.