The credit card limit of Agricultural Bank of China refers to the overdraft limit that can be used beyond the original credit limit. Agricultural Bank of China provides credit card users with a quota of 20%. If the credit line of ABC is 10000 yuan, the maximum limit is 2000 yuan.
One thing to note is that credit cards that exceed the limit do not enjoy interest-free treatment, and banks will charge cash withdrawal interest on a daily basis, with a daily interest rate of five ten thousandths.
Agricultural Bank of China was established in 195 1. The head office is located at 69 Jianguomen Inner Street, Beijing, and it is a large state-owned bank.
Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
banking
Agricultural Bank of China has branches all over the country, becoming a large modern commercial bank with the largest number of branches and the widest business scope in China.
The business field of China Agricultural Bank has developed from the initial agricultural credit and settlement business to a complete range, combining local and foreign currencies, and can handle all kinds of international and domestic financial business.
It mainly includes: deposit service/comprehensive loan service/foreign exchange financing/RMB financing/overseas financing on behalf of customers/bank card/remittance settlement/safe deposit box rental payment service/overseas financial service/electronic banking service/private banking/financing business/domestic payment settlement/international settlement/fund-related business/corporate financial service/financial institution service.
At the same time, it also provides a variety of corporate banking and retail banking products and services, and conducts self-operated and agency fund business, covering investment banking, fund management, financial leasing, life insurance and other fields.
Rmb business
Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Providing letter of credit services and guarantees; Agency payment and insurance agency business, etc.
foreign exchange business
Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Settlement and sale of foreign exchange; Issuing and acting as an agent to issue foreign currency securities other than stocks; Buying and selling foreign currency securities other than stocks and acting as an agent; Conduct foreign exchange transactions on behalf of customers; Credit investigation, consultation and witness business.