1. To apply for a credit card, you can fill in the application form at a bank outlet and submit materials according to the bank's needs. After the bank's review is passed, the credit card will be mailed to the bank's outlet or to the address reserved by the user.

2. The application conditions for credit cards are very strict. Applicants must be over 18 years old, have a stable job, and have the ability to repay on time.

3. The materials that need to be submitted when applying include ID card, work certificate, work phone number, and phone numbers of two family members.