You can apply for a card online.

I. Online application process:

1. Enter the bank card application page through the ICBC portal or personal online banking.

2. Select the provinces and cities to apply for bank cards, and click Apply.

3. Fill in the application information completely according to the prompt requirements, designate the card receiving outlets, read the Instructions for Safe Card Use and the Automatic Repayment Business Agreement of China Industrial and Commercial Bank, and confirm whether you agree with the applicant's statement;

4. After confirming the applicant's statement, you can click "Submit" to complete the application process. After submitting the application, you can click "Continue to apply" to enter the product selection page and continue to apply for other products.

5. You can check the card processing progress through the counter, telephone banking, portal website or personal online banking.

6. After receiving the card, the reservation card collection outlet will send a card collection notification message to the applicant.

7. After receiving the card receiving notice, the applicant must present his/her valid ID card to the designated card receiving outlets for receipt confirmation, card receiving and business opening.

2. Which banks can handle cards online?

If you are the first card, there are many online applications. To be exact, common banks, especially those with lively ideas, such as China Merchants, CITIC, Transportation and Guangfa, can apply online. But in view of the bank's audit, you and the bank people need to see it in person. China Merchants Bank is a salesman who visits your company after you apply, as well as CITIC, Communication, etc. I will give you a card after the online preliminary examination, but this card can't be used for the time being, and it can't be officially opened until you personally take the card to the bank outlet for face-to-face signing. Otherwise, if not all applications are submitted by myself, it will violate the regulations of the CBRC. If you are not the first card, that is to say, you already have the bank's card and apply for a second card, then industry and commerce, construction, investment promotion, CITIC, transportation, people's livelihood, industrial development, etc. You can basically apply online.

3. What are the requirements for online card processing?

1. First of all, the credit card held by the applicant is in normal condition and has no bad credit record.

2. According to the information from the public channels, the banks that support credit card swiping at present are: China Bank, Bank of Communications, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, Industrial Bank, Ping An Bank and China Guangfa Bank. Generally speaking, for these banks, the card with the longest service life and the highest amount in your hand will be more popular. However, you still need to consult the customer service of all banks. Each bank's card-to-card mode has its own rules.

3. When applying for a credit card, try to provide personal financial proof, such as: copy of self-owned property certificate, original and copy of motor vehicle driving license, copy of bank deposit (living) certificate, or copy of academic certificate, etc. 4. The service life of the reference card in your hand should meet the standard, at least for half a year, with a limit of not less than 5000 and no bad records. In addition, the number of cards in a person's name should not be too much. For ordinary people, four cards are almost the same.

What is the process of applying for a credit card online?

Take the online credit card application of Jilin Bank as an example. The specific method is as follows:

First of all, open Baidu search, enter "Jilin Bank" in the search bar, find Jilin Bank official website after the search and click enter.

2. After entering official website of Jilin Bank, find "Credit Card" and click Enter.

Third, after entering the credit card, find the "credit card application" and click Enter.

4. After entering the credit card application, select the type of credit card to apply for, and then click Apply Now to enter.

5. Input corresponding information according to the system requirements.

Six, after the completion of information input, agree to the service agreement, and then click to confirm the above information, to complete the entire credit card application process.

How to apply for a personal credit card online?

How to apply for a credit card online:

(1) must be within the scope of cooperative banks and accessible cities.

(two) have a stable occupation and work income, and must be under the age of 22-60.

(3) After meeting these requirements, first log on to the website, check the introduction of credit cards, then choose your favorite bank cards and cards, and finally apply for online credit cards.

1. It can provide a wide range of settlement services, facilitate cardholders' shopping and consumption activities, reduce the use of cash and money in society, speed up the circulation of money and save social labor.

2. It is reflected in the process that the cardholder goes out for business trip, sales and vacation. In different places or even abroad, funds can be transferred by remittance through the outlets of member institutions of any international credit card organization.

3. Cardholders can accumulate personal credit in financial institutions by using credit cards. The accumulation of long-term excellent credit will bring many high-value returns to cardholders, and personal credit will involve all aspects of cardholders' daily economic life.

4. Credit card is essentially a credit purchase and sale certificate, and its operation mode reflects the support of commercial credit or bank credit. In fact, today's credit purchase and sale function of credit cards has changed from the initial commercial credit behavior to the bank credit behavior.

The credit purchase and sale of credit cards has changed the traditional mode of consumption payment, expanded the scale of social credit, changed the direct transaction mode of cash on delivery into circuitous transaction, and changed the situation that the actual purchasing power of social money determines the social purchase behavior. Advanced purchasing power and expanded credit scale will inevitably expand the total social demand. In order to ensure the overall balance of the macro-economy, it is necessary to increase the total social supply to adapt to the expanding total social demand, thus promoting social and economic development.

Credit card is essentially a kind of consumer credit. It provides a revolving credit account with a clear credit limit, and the borrower can use part or all of the credit limit. Once the used balance is repaid, the credit line can be restored.

Especially for credit card holders, as long as a certain minimum repayment amount is paid every month, the account and loan interest beyond this amount can be postponed to the next repayment period. If the borrower's account has been under the condition of revolving credit, the balance of the loan in circulation can almost be regarded as a lifelong loan. Through revolving credit, cardholders can accumulate their own credit in financial institutions.

6. Credit card holders can settle accounts with their cards in hotels, restaurants, shops and other commercial institutions or outlets that accept credit cards. Shopping consumption is the most basic and primitive way to use credit cards. After checking in, dining and shopping, the cardholder does not need to pay any fees immediately, just show his credit card. The cashier can use the stamp machine or POS machine to handle the transaction, and the account consumed by the cardholder can be transferred from the credit card account to the merchant account immediately or delayed, thus completing the purchase or payment.

7. Cash withdrawal is an auxiliary use of credit cards. Cardholders can withdraw savings deposits from credit card accounts or borrow cash in advance at the branch counters or ATMs of card issuers.

In fact, in foreign countries, card issuers do not encourage cardholders to use credit cards to withdraw cash, especially credit cards. Because the first credit card, debit card, is essentially characterized by credit sales and revolving credit, not just for the convenience of payment and settlement.

8. The inherent core characteristics of credit card determine that it can realize installment shopping through revolving credit. In fact, the revolving credit provided by the credit card is a small consumer loan provided by the card issuer to the cardholder, which allows the cardholder to purchase credit with the credit card and realize installment shopping through partial repayment.

9. Credit cards not only have the function of fund payment, but also can be used by cardholders for small loans, thus benefiting both parties to the transaction. Consumers get convenient loans, so as to better realize the synchronization of income and expenditure.

Franchisees can sell goods to customers who can't pay cash, and accelerate through credit sales, thus expanding their business scale. Merchants can not only get all the benefits brought by credit sales, but also avoid the costs and risks of providing commercial credit to consumers.

This concludes the introduction of how to apply for a credit card online and how to apply for a credit card online. I wonder if you found the information you need from it?