Professional legal affairs can be done. We usually negotiate credit cards in stages in about seven days, and the bank will formally approve them in about fifteen days.

Generally speaking, the repayment period negotiated by the bank is no longer than 5 years, but the specific time depends on the result of negotiation between the cardholder and the bank. Finally, it should be noted that no matter whether the negotiated repayment is successful or not, the overdue records of credit cards will be collected at the meeting. It is recommended not to overdue easily.