With the increasing number of bank credit card users, the bank's review of credit cards is not as loose as in previous years. For the handling of credit cards, you'd better consult the major banks. The main procedures are: ID card, income certificate, and some certificates that can prove your financial source (such as bank account statement, property certificate in your personal name, driving license, etc.). )

Personally, I think China Merchants Bank and Bank of Communications have the best credit cards. Online payment is also very simple.