Weixin Kadai is reliable and legal. Weixin Kadai is a mobile Internet loan service platform that provides you with credit card balance reimbursement services.

1. Weixin Card Credit Card is the credit card agent of Weixin Jinke, and Weixin Jinke is an Internet financial company listed in Hong Kong, so the strength of Weixin Card Credit is still very strong . Weixin Card Loan is a loan platform that you can apply for with only your ID card, bank card, and credit card. When applying for a loan, you do not need to provide a lot of private information, nor do you need to provide mortgages or guarantees. At the same time, the borrowing fees of a platform also reflect the reliability of the platform. The monthly interest rate for Weixin Card loans is no higher than 1.73%, which is within the legal usury annual interest rate of 24%. Judging from the feedback from loan buddies, Weixin Card Loan’s collection methods for overdue borrowers are relatively in line with relevant regulations, and the fees are also transparent.

2. Although Weixin Card Loan does not look at your personal credit report, if you do not pay off its debt on time, your credit will be recorded on the personal credit report platform. After the expiration date, negative records will be recorded in the company's credit reporting system. It will only be reported to your credit report if you fail to pay it back by the due date. At the same time, Weixin Card Loan can help users repay credit cards on their behalf to avoid overdue repayments, which will affect their credit score. Therefore, after borrowing a loan from it, you can choose to repay it in installments with lower interest than credit cards.

3. Generally speaking, as long as the repayment is normal, the credit report will not be reported. If the repayment is overdue, the credit report will definitely be reported. Therefore, if you do not want to be reported to the credit report, , the best thing to do is to repay the loan on time. Even if the loan is recorded on the credit report, the recorded repayment is on time, which will help maintain personal credit.

1. As a purely online loan product under Weixin Financial Technology Group, Kakadai has been online for a very long time. It is a formal and licensed loan, so you can apply with confidence. At present, the maximum amount that can be applied for Kakadai is 200,000 yuan, and the use period can be divided into 6-24 periods. Friends who are aged 20-50 and have more than 6 credit card bills can use the Kakadai APP through their ID cards and bank accounts. The application can be processed after verifying the card, mobile phone real name, basic information, credit report and other information. After submitting the information, most of them will not have a call back. After the review is passed, the account will be available as soon as the same day. Friends in need can apply and try.

2. As a formal loan, Kakadai will be subject to a credit report after it is overdue. In addition, depending on the time of overdue, the consequences will be different. In the early stage of overdue payment, high penalty interest will be generated, which will increase the pressure of repayment. As the overdue time increases, Kakadai may package the debt to a third-party collection company for relatively violent collection, which will not only affect their work and life, but also those around them. friends will also be disturbed. When your overdue circumstances are serious, Kakadai can also file a civil lawsuit with the court. However, compared with other online loan platforms, Kakadai provides everyone with a three-day grace period. If you pay off your debt within this period, it will basically not have much impact.