The nickname of Shanghai Pudong Development Bank is "Monkey Bank", because Shanghai Pudong Development Bank seems to have no rules to follow in approving cards and is moody.
Sometimes, people with no staff can give a high quota, but people with good conditions can give a low quota.
so the quota of 2 is normal.
second question:
generally, after the credit card applied through the internet is approved, the applicant needs to bring the second-generation ID card (and some supporting documents: work certificate, salary flow, etc.).
first of all, the bank really requires that it be exempted from liability, because as long as you know your personal information, you can impersonate yourself to apply for a credit card. If you don't go to the outlet for face-to-face activation, the risk of being stolen will be very great.
In addition, the most important significance of face-to-face interview is to prevent others from applying for a credit card in your name and using it, because if there is overdue or malicious overdraft, it will all be included in your name and enter the credit information system.
in most cases, if you pass the preliminary examination, you can basically go to the bank for a face-to-face interview. After taking a photo and confirming that you are yourself, you can use it after activation.