There is no SMS notification for credit card refund from China Merchants Bank

Hello, there is no SMS notification for credit card refund. Our bank will send information reminders for every online transaction. Domestic non-online and fast payment transactions are for transaction amounts of RMB 300 and above, and overseas non-online and fast payment transactions are for the equivalent of RMB 100 and above. The transaction amount is sent. Warm reminder: Whether you receive consumer text messages also depends on your communication service provider, the network quality in your area, the status of your mobile phone and other factors. If you want to receive reminders for each purchase, please verify your personal information through WeChat, and free consumption reminders will be sent to your WeChat account.

When you use a credit card to make a return, you can contact the merchant for a credit card refund (the money can be refunded directly to the credit card). The credit time depends on the merchant's return operation method, and the general time limit is about 2-3 days. (Monthly repayment is still subject to the actual account situation).

Credit card refund details can be queried in the following ways (refund details are amounts expressed as negative numbers): 1. For online banking inquiries, log in to the public version/professional version of online banking, click "Account Management"-" Inquiry on issued bills” or “Inquiry on unissued bills”. Please click: Log in to Online Banking 2. Self-service voice inquiry: Call the credit card customer service hotline, after verifying your identity, press 1, then 5 to enter "Bills and Transaction Details of the Past Year". Or press 1 and then 3 to enter "Unissued Bills".

You can consult online through QQ or WeChat for any information you want to know about China Merchants Bank’s credit card services. Method 1: Search for 4008205555 among QQ business friends and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center.

Will I receive a text message after the refund is returned to the bank card?

Not necessarily

If your bank card has a transaction reminder

you will receive the SMS

If there is no transaction reminder , or the amount is too small and does not reach the minimum reminder amount

You will not receive a text message

Will there be a text message reminder after the CCB credit card is refunded?

No, CCB By default, credit cards have repayment transaction reminders, which means that if there is a deposit or repayment to the credit card, there will be a text message reminder regardless of the amount. However, there is no text message reminder for refunds initiated by the merchant, so you still have to check the credit card yourself. The transaction is detailed.

The Bank of China credit card Douyin refund shows that the bank has arrived, but there is no text message reminder for 2-3 days. What's going on?

Credit card refunds usually arrive at 3-15 days, and there seems to be no text message notification when the credit card is credited. You have to check the credit card statement yourself

This is a refund from the original route,

There will be no text message notification after the credit card is credited. , so don’t judge whether the funds have arrived based on whether you receive a text message.

The refund is in progress. It is recommended that you pay attention to the time it takes for the funds to be returned to the bank card, which is usually 2-7 days.

The specific arrival time is subject to the bank.

If consumers encounter the situation of returning goods after using their credit cards to make purchases, the payment can only be refunded directly to the credit card. However, most banks take about half a month for refunds to arrive, and some even take longer. For example, Bank of China or some local banks will need ten working days to refund the money to the credit card account; ICBC will need about 15 working days; China Construction Bank will generally complete the refund process within 3-15 working days; and China Merchants Bank will only need 3 working days?

However, it should be noted that if the refund arrives before the current bill date, the cardholder does not need to repay the amount; if the refund has been included in the current bill, then Cardholders are required to repay according to the amount shown on the statement date.

Is there a text message for refund on credit card?

If it is a China Merchants Bank credit card, and the refund amount is greater than or equal to 100 yuan or the equivalent of US dollars for general consumption returns and tax refund transactions, our bank will return the goods after the refund. A text message notification will be sent the next day after the transaction is credited (there is no WeChat reminder for returns and pre-authorization completion).

Are there any SMS reminders for Bank of China credit card refunds?

Under normal circumstances, SMS notifications will be sent for return transactions. If you have any questions, you can call the credit card customer service hotline at any time.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

This ends the introduction on whether there is a text message for credit card refund and how to check whether there is a text message for credit card refund. I wonder if you found the information you need?