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What is the crime of robbing a credit card and using it?

Robbery.

The Supreme People’s Court issued today’s guidance on applicable laws in the trial of robbery cases. It is clear that if a credit card is used or consumed after being robbed, the amount actually used and consumed by the perpetrator shall be the amount of robbery. If the robbery property is obtained through bank transfer or electronic payment, mobile banking and other payment platforms, the property actually obtained by the perpetrator shall be the amount of robbery. The act of robbing a credit card can be convicted of robbery.

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Forcibly detaining the other party’s property due to loan or other property disputes to offset debts, or to demand repayment of debts , If someone owes something, because it is not for the purpose of illegally possessing other people's property, it is an act of improper means of collecting debts or extorting property. The situation should be identified and handled properly, and it will not be regarded as a crime of robbery.

Due to marriage or family disputes, if one party seizes back the bride price or dowry, or forcibly divides and takes away the family's most owned property, even if the share taken back or taken away is larger, it will still be civil, Improper handling of marital disputes does not have the purpose of illegally seizing other people's property and does not constitute the crime of robbery.

Baidu Encyclopedia-Robbery