Application conditions of CCB Longka Credit Card (debit card)

To apply for CCB Longka Credit Card (debit card), the following three basic conditions must be met:

1. The applicant is between 18 and 7 years old and has full capacity for civil conduct;

2. The applicant has a stable occupation and income, and has the ability to repay on time;

3. The applicant's personal credit is good, and there is no bad record in the credit report.

China Construction Bank Longka can apply directly at the business outlets, or through the official WeChat WeChat official account of China Construction Bank Credit Card (debit card), the mobile phone client of China Construction Bank or the official website of China Construction Bank. After online application, you need to go to the business outlets to run a face-to-face interview.

how many days is the grace period for repayment of China Construction Bank Longka Credit Card (debit card)?

The grace period for the repayment of China Construction Bank Longka Credit Card (debit card) is before 7: am on the third day after the repayment date. Ensure that the repayment funds arrive before 7: a.m. on the third day after the repayment date, and CCB will regard the repayment as timely. If the repayment funds arrive after 7: a.m. on the third day, CCB will regard it as overdue repayment by users, which will have a negative impact on personal credit.

users can choose to repay on the repayment date or within the grace period, and repayment in the above time periods is normal.

the process of buying a car with a credit card loan from China Construction Bank

It is better to buy a car in full by installments! This year, there are many interest-free and fee-free activities for CCB credit cards. For car owners, you can choose CCB credit cards to handle them by stages. The process is very convenient, as follows.

Car purchase process:

1. The customer first selects a car at the dealer, tests it, and negotiates with the dealer to determine the purchase price;

2. Show your Longka credit card and ID card, and fill in the application form for installment payment;

3. The distributor submits the customer's application materials to CCB;

4. After the application is approved, the customer pays the down payment at the dealer and goes through the relevant formalities;

5. After receiving the notice from the dealer to pick up the car, pay the final payment by swiping the card and pick up the car;

6. Repay by monthly installments through Longka Credit Card.

how much is the credit card (debit card) of China Construction Bank?

The credit card (debit card) of China Construction Bank is generally between RMB 1, and RMB 5,.

Credit cards (debit cards) of China Construction Bank are divided into general cards, gold cards, platinum cards and diamond cards according to their card grades. Generally, the general credit card is between 1, and 1, yuan, the gold card is between 1, and 5, yuan, the platinum card is between 5, and 2, yuan, and the diamond card can be granted a maximum credit limit of 5 million yuan.

the credit line of CCB's credit card (debit card) is the credit line given by the applicant through various evaluations, including work, credit history, education level and asset status. The better the evaluation item, the higher the credit card (debit card) quota.

What's the difference between Longka credit card (debit card) and ordinary card

The difference between Longka credit card (debit card) and ordinary card is as follows: Longka credit card (debit card) is issued by China Construction Bank, while ordinary card is a savings card or a credit card issued by non-construction bank (debit card); Longka credit card (credit card) is a dual-currency card, and most ordinary cards are single-currency cards; Longka credit card (credit card) can be used abroad and in China, while most ordinary cards can only be used in China, and the scope of use is not as wide as that of Longka credit card (credit card).

therefore, longka credit card (debit card) belongs to a relatively high-end credit card (debit card), which is obviously different from ordinary cards, and users can easily distinguish the two.

The introduction of Longka credit card loan and interest on Longka credit card loan ends here. Did you find the information you need?