1. Applicable people, business card: This card is a real-name registration system card issued by the bank specifically for corporate travelers, and is only for the cardholder's use. Credit card: Business card is actually a kind of credit card, so credit card is suitable for a wide range of people.
2. Annual fee. The annual fee for the business card shall be paid by the company, and individuals are not required to pay it; The annual fee for ordinary credit cards is paid by individuals.
3. There is no distinction between a master card and a subsidiary card for a business card; Ordinary credit cards are generally divided into main cards and supplementary cards.
4. Repayment: After using the business card, the cardholder can choose to repay by the company or by the individual; However, after ordinary credit cards are overdrawn, they all need personal repayment.
Business credit cards, which are called CorporateCard in some places, are credit cards designed for official use. Companies apply to banks to provide employees with the expenses of swiping their cards when going out for business. After the employee signs the bill with the company card, the bill will be paid directly by the company, which can save the traditional procedures of submitting the account and requesting money for the employee. The accounting department of the company can reconcile the accounts according to the monthly consumption list compiled by the bank, which saves a lot of trouble or further strives for quantity discount.