Additional conditions for applying for credit cards from major banks. Master the key conditions for card approval by these banks. You will not be blind when applying for a card. You can apply for the card according to these conditions. Xiaowa has compiled Tips for applying for credit cards from various banks, master the key conditions for bank card approval, and no longer blindly follow the trend when applying for a card!

Ping An

1. If you have a house and a monthly payment, you can apply for any credit card

2. If you have an insurance policy, you can apply for any credit card

3. With the signature of the life insurance leader, you can apply for any credit card

If you meet any of the above points, you can apply for any Ping An credit card

People's Livelihood

As long as you have done business loans, you can apply for any credit card. You can apply for any Minsheng Credit Card

Industrial and Commercial

1. If you have done payroll agency, you can apply for any one

2. Apply for Lang Ping Credit Card, ( Qualifications are not considered)

3. If you have a car purchase contract, you can apply for any one with the contract at the counter

CCB

1. If you have a house, you can Apply for any one

2. If you have a decoration loan or furniture loan, you can apply for any one

3. If you have a car purchase contract, you can apply for any one at the counter with the contract.

4. As long as you have a car, apply for an ETC credit card, and the card acceptance rate will be very high

Xingye

1. If you have a travel loan, you can apply for any one Zhang

2. ZTE’s Constellation card, regardless of qualifications, you can apply for it

Transportation

1. College degree or above, you can apply for any traffic card through channels Any

2. If you have paid personal or corporate income tax, you can apply for any Bank of Communications gold card or above

Agricultural Bank of China

1. The company is agricultural. There are special loans or subsidized loans, and legal persons can apply for any one

2. If employees are paid wages by the Agricultural Bank of China, they can apply for any one

3. Agricultural Bank of China’s Beautiful Mom Credit card (K Bao import)

4. As long as you have a car, apply for an ETC credit card. The card acceptance rate will be very high

Bank of China

1. If you are ready to buy a house, when you apply at Bank of China, you can ask them to apply for a credit card at the counter with a limit of 30% of the mortgage loan, but the maximum limit will not exceed 300,000.

2. Own a house and apply at Bank of China You can also ask them to apply for a credit card worth 30% of the mortgage amount for you

If the bank does not apply for it, just change it to another Chinese bank. This is the bank's internal policy and it will not apply for you. He will use this credit to do other things

Hua Xia

1. If you have a Guangfa credit card, you can apply online and upload a photo of the Guangfa credit card, and it will be approved in seconds

2. Huaxia smart credit card

3. If you have Huaxia’s salary agency, you can apply for any one

4. If you have high-limit credit cards from other banks, you can apply for the card

Investment

1. If you have any loan record in this bank and more than 2 loans, you can apply for any credit card

2. Pure white, female, the first one to apply for investment

3. Young people apply for YOUNG cards

Master the key conditions for bank card approval, and no longer blindly follow the trend when applying for a card!

Postal Service

Find the card clerk: (Because it is difficult to approve the card, it is best to apply for the card collectively)

Guangfa

1. You can apply for GF Taobao Card without any qualifications

2. You can apply for a card with a high-limit credit card from another bank (the debt is less than 100,000, and the credit report is no problem) to apply for the GF Installment Platinum Credit Card, with a limit starting from 30,000

CITIC

First open a Jingdong account, and then apply for a Jingdong Little White Card (buy more things, the Little White Card is based on Jingdong’s credit score) after you have Jingdong credit score)

PU Development< /p>

1. If you have an Alipay score of 650 or above, apply for any credit card in Alipay

2. Based on the first article, apply for Pudong Development AE Credit Card. This card can be repeated if it has been rejected multiple times. Apply

Everbright

1. If you have a credit card from another bank, you can apply for the Everbright Kapu Card, with a limit of 20,000 yuan or more

2. If you have a car, you can directly apply for ETC Credit Card

These are some key conditions for applying for a credit card. Mastering these conditions can help you better apply for the card.

Of course, this is only a key condition for credit card application, and it can only increase your card acceptance rate.