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How much do you know about credit cards? Which bank credit cards have driver service?
Many credit card centers of Huaxia, Xingye, Transportation, Ping An and Bank of Shanghai have launched the driving service, and a full-time driver is always available for cardholders. When the cardholder can't drive because of drinking, he only needs to call the special customer service phone of the bank, and a driver will be invited in time. In this way, not only can the car go home, but the next day's trip will not be affected, which can be described as killing two birds with one stone.

Huaxia Credit Card provides customers in 18 cities, including Shanghai, Beijing, Shenzhen, Guangzhou and Hangzhou, with an appointment to drive a car. Cardholders can call Huaxia 24-hour customer service cable for minutes to make an appointment, and settle the account by credit card.

This service is jointly provided by Huaxia Credit Card Center and Zhonglian Automobile League. During the driving service, the cardholder must accompany the car, and no service is provided when a single person is drunk and unaccompanied.

in order to clarify the responsibilities of both parties and safeguard the rights and interests of cardholders, the detailed rules of driving service stipulate that if there is a traffic accident in the process of driving, and the driver of Zhonglian Che Meng is mainly responsible, Zhonglian Che Meng will bear the loss of the unpaid part of the insurance. If the other party takes the main responsibility in the accident, Zhonglian Auto League will not be responsible for compensation, but can assist the traffic police investigation and insurance claims on behalf of customers.

if the driver's illegal driving causes the customer's vehicle fines, points deduction and other losses, the customer can lodge a claim. If the vehicle is damaged due to scraping, collision and traffic accidents during the driving period, the customer can also make corresponding compensation. However, if the customer misses the plane and other economic and other losses are caused by service delay or traffic accidents, the service provider will not bear the responsibility. The cost of fuel, road and bridge in driving also needs to be paid directly by the customer.

The charging standard of Huaxia Credit Card is different in different regions. Generally, it is around 2 to 3 yuan each time. Huaxia Bank [11.11-.71%] will pre-authorize the card for 5 yuan first. After the service is completed, the pre-authorization will be completed according to the actual amount, and the customer's account will be deducted. For the charging standard in some regions, please refer to Schedule 1.

Societe Generale Credit Card Center also provides the cardholder with driving service. There are two kinds of services, one is the drunken driving service twice a year, with a single one-way trip of 5 kilometers and a charge of 99 yuan. This service requires cardholders to participate in unlimited road rescue services for one year, and the annual fee for road rescue services is 1 yuan.

for cardholders who do not choose the combination of "road rescue +2 times driving", you can also consider the one-way and single-trip 5-kilometer driving service in 18 yuan for each charge. Both services are provided in Beijing, Shanghai, Guangzhou and Shenzhen.

Both service rules stipulate that if the single driving service exceeds 5 kilometers, the excess part will be charged according to the standard of 5 yuan per hour, and the part less than one hour will be charged as one hour.

Compared with Huaxia Credit Card, Xingye's driving service requires the cardholder to make an appointment earlier. According to the service rules, cardholders need to make an appointment three hours in advance. If they need to cancel the service, they must inform them 9 minutes in advance, otherwise they will be charged according to the standard of 2 yuan every time. The free waiting time for each appointment is 2 minutes, and the excess will be charged at 5 yuan per hour, and the longest waiting time is 3 hours.

Platinum Credit Card holders of Bank of Shanghai can enjoy free driving service once a day and unlimited times a year. According to the uplink staff, the free driving service provided by Platinum Card has regional restrictions. For example, the Shanghai area should be within the outer ring road, and the one-way trip should not exceed 5 kilometers. Moreover, the cardholder himself must be the vehicle driver on the day of service. If the area where the cardholder needs to drive is not within the service scope, the service provider may use a trailer instead of the drunk driving service to tow the cardholder's vehicle to the destination.

Like Xingye's driving service, the cardholder needs to call the customer service center to make an appointment three hours in advance, and inform him at least 9 minutes in advance if he wants to cancel the service, otherwise he will be charged a "charge" every time in 2 yuan. The maximum distance of one-way driving for free is 5 kilometers. For the excess, the cardholder will pay 5 yuan per hour, and for the part less than one hour, it will be calculated as one hour.

In addition, Shanghai Bank also provides business driving service for Platinum Card customers, and cardholders can enjoy free service five times a year. According to the service rules, the service time of business drivers is no more than 8 hours per day, and the daily driving distance is no more than 2 kilometers. Similarly, the cardholder must be the driver of the vehicle on that day.

it should be noted that the business driver needs to make an appointment 3 days to 24 hours in advance, and the toll of crossing roads and bridges, highway fees, parking fees and fuel costs incurred in the process of driving will be borne by the cardholder. For the expenses beyond the limit, if the service is in the same city, it will be charged at 5 yuan/hour, and if the service is in a long distance, that is, the starting place and destination of the service are in different places, it will be charged at 2 yuan/kilometer.