As we all know, credit cards are divided into levels. Common credit card levels include regular card, gold card and platinum card. Platinum card is the highest among credit card levels. The credit limit and rights of platinum card are all It is better than ordinary and gold credit cards. Credit cards of different levels are different in various aspects, so what is the difference between a regular credit card and a gold card?

What is the difference between a regular credit card and a gold card?

1. Different application conditions

The application threshold for the Gold Card is higher than that for the Regular Card. As long as you meet the age requirements and have a stable job and income, you can apply for the Regular Card. If you want to apply for a gold card, you need to look at the applicant's comprehensive score. Applicants must meet certain conditions before they can apply for a gold card.

2. Different benefits

The benefits of the gold card are better than those of the ordinary card. When using the card to make purchases, the gold card can enjoy more discounts and full discounts. At the same time, There are also many additional rights and interests, etc. However, when swiping the card with a regular card, you can enjoy much fewer discounts and have fewer additional rights and interests.

3. Different limits

The limit of gold card is higher than that of regular card. Many people apply for regular card, and the limit given is generally less than 10,000 yuan. For gold cards, the initial review limit can be more than 10,000 yuan. In addition, the maximum limit settings for regular cards and gold cards are also different. However, some friends who have used the card for a long time can exceed this limit setting.

4. The annual fees are different

The annual fees of gold cards are generally higher than those of ordinary cards. The specific amount will not be compared. Generally speaking, it is meaningless, because all banks Both gold and regular cards have annual fee exemptions. As long as certain conditions are met, you can enjoy the annual fee exemption service.

The above is all the content, I hope it will be helpful to you.