Conditions and application procedures for CCB ETC Credit Card Express Card
CCB ETC Credit Card is one of the more popular credit cards that can handle ETC business. As one of the four major banks, CCB , has always followed a prudent and cutting-edge route. It is not only more convenient to apply for the CCB Express Card to pass through the expressway, but you can also get a 5% discount. So how to apply for CCB ETC credit card? Are there any conditions?
1. Introduction to CCB ETC Credit Card and CCB Express Card
CCB Express Card is a non-profit card issued by China Construction Bank Beijing Branch (hereinafter referred to as "Construction Bank") on behalf of Express Company. Financial chip card is a real-name special IC card (debit card) used for highway toll payment. The card records the information of the customer and the contracted vehicle. When the customer's contracted vehicle passes through the highway toll station, the system records the traffic record and displays it in the card. The current toll will be directly deducted from the bank account bound to the customer's CCB Express Card contract. The first condition for applying for a credit card is that you must be between 18 and 60 years old, and you must be an individual with full civil capacity. Apply at a nearby ETC service window or a China Construction Bank branch. Under normal circumstances, the entire process can be completed within 20 minutes.
2. Application procedures for CCB ETC credit card and CCB Express Card
CCB Express Card is only available to individual customers. The application procedures are as follows:
1. Customers holding My China Construction Bank debit card or credit card, the original valid ID card, (if you are acting as an agent, you must also bring the original valid ID card of the agent, the power of attorney for CCB Express Card business), and the original driving license of the vehicle to be signed registered in my name Go to a China Construction Bank outlet, sign the "CCB Express Card User Service Agreement", receive the CCB Express Card, and bind the CCB debit card or credit card account as the designated debit account for using the CCB Express Card to pay highway tolls. .
2. The customer holds the original valid identity document (ID card, passport, military officer ID card) of himself and his agent, the CCB Express Card, the original driving license of the vehicle to be signed registered in his name and the "CCB Express Card". Tong Card User Service Agreement "Customer Contact and Speed ??Tong Company, drive the vehicle to be contracted (with a license plate installed) to the business outlet of Speed ??Tong Company to activate the CCB Speed ??Tong Card, and install the electronic tag on site for free.
How to charge credit cards etc? Comparison of charges from major banks
We all know that ETC is an electronic non-stop toll collection system. After applying for an ETC credit card, it will be more convenient to pass the high-speed highway, but how is the payment deducted from the etc credit card? Is it okay to deduct the money from the credit card and pay it back on the due date? What should I do if my credit card limit is not enough? Are the deduction methods the same for every bank?
1. Automatic charging of ETC credit cards
ETC communicates with the microwave equipment in the ETC dedicated lane through the "vehicle electronic tag speed pass IC card" to enable vehicles to pay on the expressway without stopping. Fully automatic toll collection system with toll function. To put it simply, when a car with an ETC electronic tag installed passes through the highway toll gate, there is no need to stop, and the system will automatically deduct the toll.
The account of the expressway ETC management unit has been networked with the bank. When you pass through the toll station, it is transmitted to the expressway management company through the toll station network, and then through the management company, you pass and the deduction is required. The fee information is transmitted to the bank, and the bank will write the deduction information to your signal card. This step is equivalent to going to the supermarket and swiping your credit card (your credit card has an electronic account in the bank, and the bank will automatically deduct your funds, no need for you to swipe your card).
ETC credit card express card charging business model is divided into two types: one is the prepaid model of stored value card and debit card, and the other is the postpaid withholding business that is bound to a bank account. Account card. Because the deduction method for high-speed tolls bound to credit cards is daily batch deduction by the head office, which is different from the deduction type when using a debit card, real-time SMS reminders for deductions are not yet available.
2. Deduction methods for ETC credit cards of various banks
1. China Construction Bank
If your car is equipped with OBU equipment, please send your support The high-speed payment credit card can be inserted into the OBU and passed directly through the ETS channel. If you do not have OBU installed, or you pass through the MTC channel, then you take the initiative to show your CCB credit card, and the money will be directly deducted from your credit card credit account.
2. Hua Xia Bank
Hua Xia Bank is the first bank in the country to implement the credit card deduction function for ETC business, allowing customers to truly experience the convenience of "passing first and paying later". The credit card has the longest The repayment period can be up to 56 days, and customers who are bound to a credit card can unfreeze 600 yuan of frozen funds in their debit card.
3. Bank of China
For Bank of China ETC credit card deductions, Sutong Company sends the deduction information of Sutong Card to Bank of China on a daily basis, and Bank of China binds it to Sutong Card. Debit the specified credit card account and notify the customer via text message.
I would like to know what the BOC SpeedTong Card is
The Bank of China SpeedTong Credit Card is a credit card jointly issued by our bank and Beijing SpeedTong Company. The SpeedTong Credit Card is linked to the ETC account. After passing the expressway ETC lane, the fee will be deducted from the credit card account.
The above content is for your reference, please refer to actual business regulations.
How to apply for BOC Express Credit Card?
BOC Speed ??Credit Card Application:
1. Both first-hand and second-hand car owners are welcome.
2. Jingpai:
(1) Have a stable job: Attach ID card and driving license with the application form.
(2) No stable job (only for Beijing residents): Attach your ID card and driving license with the application form.
3. Non-Beijing license plates: Please attach your ID card, driving license and work certificate in Beijing with the application form.
4. Other required materials are subject to the explanation at the counter or the materials required for online application.
5. Vehicle ownership standards:
(1) Applicants need to provide a copy of the vehicle driving license under their own name, because the new version of the Speed ??Card access standard does not apply to official vehicles. ETC card, therefore the new version of Speed ??Pass Card is only issued to individual bus owners.
(2) At present, our bank has relaxed the application conditions for Bank of China Speed ??Pass credit card. Vehicles with driving licenses not in my own name can also apply. After successful application, Speed ??Pass label equipment can be installed. (Non-local license plates can be applied for, but credit card applicants need to work and live in Beijing for a long time).
(3) A BOC Express Credit Card can only be bound to one tag card and the tag device can be installed on one vehicle.
(4) Users can go to Sutong Company to apply for vehicle label changes, and install the vehicle label changes under their own names on vehicles under the names of others.
6. Application process:
(1) Bring relevant supporting documents to a Bank of China branch to apply for a BOC Express co-branded card.
(2) Apply through online application channels.
The above content is for your reference, please refer to actual business regulations.
That’s it for the introduction of Credit Card Express Card.