The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, work experience, marriage, real estate, professional title, credit record and so on. One score segment corresponds to one result. If the applicant wants a higher quota, the more complete the information provided.
After the bank has passed the examination, it will notify the applicant by phone or SMS. Under normal circumstances, the applicant can inquire about the initial credit card limit by calling the bank customer service. When the credit card is mailed to the applicant, it will also be accompanied by a credit card limit statement.