How to modify the credit card repayment date of Bank of Communications

The credit card repayment date of Bank of Communications can be changed by modifying the billing date, because the credit card repayment date of Bank of Communications is determined by the billing date, and the repayment date is the last 25 days of the billing date.

if you want to modify the billing statement, you can call the customer service phone of Bank of Communications at 489888, or bring your credit card and ID card to the Bank of Communications outlets to modify it. However, the billing statement of the Bank of Communications credit card can only be modified once within the validity period of the card, so you should carefully choose the repayment date.

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals, pursuits, know how to enjoy life and career, are more willing to struggle, and sometimes have the need to study, do business, investigate or travel abroad.

Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. " Pacific Credit Card of Bank of Communications is a credit card product created by Bank of Communications with the introduction of advanced technology and management from HSBC. It combines the advantages of both the global and the local, advocates a brand-new consumption culture and card experience with the theme of "China people's global card", and provides preferential treatment and intimate service all over the world.

what are the types of bank of communications credit cards?

World Pole Credit Card of Bank of Communications:

World Pole Credit Card and Diamond Credit Card are the highest-level credit cards of Bank of Communications, and they are the first in the industry to pay the annual fee monthly. If you pay 4 yuan/month, you can enjoy high-end privileges such as hotels, sports and business trips. Accommodation in 4 night-star hotels, 24 high-end sports such as swimming, fitness, yoga, equestrian and skating in star hotels, family health housekeeper all year round, 12 drunk driving services, high-end family travel insurance and exclusive concierge services.

Huanran Platinum Credit Card:

Huanran Platinum Card, free of annual fee in the first year, and free of annual fee in the following year after swiping 6 times. You can enjoy the VIP room of overseas airports three times a year, and you can also get rich points rights. The points can be exchanged for the mileage of four major airlines, the VIP room service of overseas airports and the drunk driving service, and you can also get the platinum level rights of UnionPay platform.

Honey Card Platinum Credit Card:

Based on "other economy", it issues a series of honey cards with the theme of "girlfriends" for young female customers. It pioneered the rights and interests of "3 times of girlfriends' points", offered 5% discount in installments, innovated the "girlfriends' group" card, and enjoyed platinum rights and interests such as airport VIP lounge, VIP channel of outlets and points redemption mileage. In addition, in view of women's pursuit of beauty, especially with the century-old brand crystal company sweet hand in hand, to create a crystal honey card with light luxury jewelry specifications.

Weekly Brush:

As a traditional discount promoted by Bank of Communications for many years, "Weekly Brush" was newly upgraded to "Golden Brick Treasure Paradise" in 22, with flexible participation methods. Consumers can not only gain "Golden Brick" through consumption accumulation, but also gain their favorite prizes after winning the ranking of the Golden Brick Challenge, and also get rewards by participating in activities such as "Lucky Mine Car".

how many times can the bank of communications credit card statement be modified? How long will it take effect?

Bank of Communications' credit card is one of the first choice for many people because of its low threshold and high quota. While many people use the Bank of Communications credit card, they may encounter the situation that they cannot repay and need to modify the billing statement. So, how can we modify it? How long will it take effect after the modification? Let's take a look.

1. How to modify the credit card billing statement of Bank of Communications?

The billing statement of Bank of Communications credit card can be modified, and there are two most commonly used methods:

1. Online modification: the cardholder can install a Bank of Communications billing bar on his mobile phone, then shake it into the service hall → click "harass customer service" and search for "billing statement modification" to modify it.

2. Telephone modification: users can call the customer service number of the credit card of Bank of Communications at 4-8-9888, and then complete the modification of the billing statement according to the instructions of the customer service.

2. how many times can the bank of communications credit card statement be modified?

the billing date can only be modified once. Once it is modified, it cannot be changed back to the original date or other dates, and the corresponding due repayment date will be adjusted.

however, this time is not calculated by year, that is to say, it is not once a year, but it can only be modified once within the validity period of the card. If the cardholder changes the billing date, the corresponding repayment date will also be changed.

3. How long will it take for the Bank of Communications to modify the credit card billing date?

there is no requirement to pay off the current debt when modifying the billing date of the traffic credit card. The current bill still needs to be repaid according to the amount and time shown in the bill, and the revised new billing date will take effect from the next bill.

finally, I would like to remind you that each cardholder has a unique billing statement regardless of the number of cards held, so when a credit card billing statement is modified, all credit card billing statements will also be changed.

Can the billing date and repayment date of the Bank of Communications credit card be adjusted?

The billing date and repayment date of the Bank of Communications credit card can be adjusted, and the cardholder can call customer service to apply for adjustment. The billing date and repayment date of a credit card can be modified, and the cardholder can select a more memorable date from the dates provided by the bank to modify it. The following points should be noted:

1. The Bank of Communications credit card can apply for adjustment once within the validity period of the credit card, and the date of selection should try to avoid the 1st, 2th, 28th, 29th, 3th and 31st.

2. You need to make the first bill before you can apply for amendment. Many cardholders find that the billing date and repayment date are not easy to remember after getting the credit card letter, and they want to modify it immediately, which is not supported by many banks.

3. If the installment cannot be modified, and the credit card still has the amount being repaid by installment, it is not allowed to apply for the modification of the billing date and repayment date, and it can only be applied after the cardholder pays off the installment.

Precautions for credit card use:

1. Pay attention to two dates: billing date and repayment date

Generally, the repayment date is 2 or 25 days after the billing date, and the credit card is swiped one day after the billing date, with the longest interest-free period, and the credit card is swiped one day before the billing date, with the shortest interest-free period.

2. Protect the information on the card surface of the credit card

The three key information on the card surface of the credit card, namely, the expiration date and the CVV code, affect your card safety, especially the CVV code, which is as important as the password. It is recommended to cover the CVV code with correction fluid or sticker, and some people are even worse. Just scrape off the CVV code with a blade and keep those three numbers in mind.

3. swipe your card frequently to avoid the annual fee; Only when you repay the loan on time can you withdraw the amount

Generally, you can avoid the annual fee if you swipe your credit card for six times. Therefore, we must brush out the annual fee. In addition, we can increase the credit card limit by swiping more cards and frequently. At the same time, we can repay on time and maintain a good credit record, which is also a way to increase the credit limit. Moreover, it is also very convenient to pay without a card for mobile POS, which belongs to online consumption. Combined with daily offline consumption, multiple combinations are used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified, and it is not necessary to go to a bank outlet or an ATM to transfer money.

5. If it doesn't work, or the repayment is delayed due to something, you can call customer service to apply for deferred repayment.

If your funds are temporarily unable to turn over, or the repayment is delayed due to something, don't worry, call the bank customer service immediately and apply for an extension of repayment for one to three days.

6. What should I do if I am short of funds?

When applying for changing the billing date, I should pay attention to calculating the billing date and enjoy the longest interest-free period, so as to alleviate the pressure of financial shortage. However, this skill cannot be used every month. It is said that some banks can only apply for change once every six months, some banks can only apply for change once a year, and some banks can only change it once a lifetime!

7. Say no to all unreasonable charges

Anyone who has unreasonable charges on a credit card can call customer service and bargain with the customer service to apply for cancellation of unreasonable charges. If the customer service disagrees, they can insist on complaining to the end and generally win.

8. Use credit card installment with caution

The interest rate of credit card installment is very high, even if it is interest-free, the installment fee is not cheap, so use it with caution, and don't let the bank earn a dime! Of course, except for those who can't repay the credit card arrears on time under special circumstances, except those who want to increase the credit card limit as soon as possible.

how to modify the credit card statement of Bank of Communications

Call customer service. Users can call the credit card customer service number of Bank of Communications at 4-8-9888, and then complete the revision of the billing statement according to the customer service instructions.

the bank of communications credit card can modify the billing date, but the available dates are limited, and the cardholder can only modify the billing date to any day from 4th to 19th and 21st to 24th. It should be noted that the repayment date will also change after the bill is modified. Generally speaking, the repayment date is 25 days after the bill date. According to the regulations of Bank of Communications, a credit card can only apply for modifying the bill date once, so you must choose the bill date that needs to be modified when applying for modifying the bill date.

What should you pay attention to when modifying the billing date:

1. Modify it the day before the billing date.

If the billing date of your Bank of Communications credit card is 1th, you'd better apply for amending the billing date on 9th, which can extend the repayment time to the maximum extent and greatly reduce the repayment pressure of the current bill.

2. The repayment date should be the day after payday.

if the billing date changes, the repayment date will also change. The billing date is directly related to your repayment pressure, so the revision of the billing date must be rigorous. Don't modify the billing date casually, otherwise it will easily lead to greater repayment pressure, which is not worth the candle.

Extended information:

The security problems of credit cards are mainly divided into the following five aspects:

1. Criminals or criminal groups use fake or waste cards to pretend to be genuine cards, and directly deceive merchants or even card issuers.

2. The cardholder's card is improperly kept/handled, and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.

3. The service personnel overshot the cardholder during the consumption process, or stole his credit card information to other businesses for consumption. This situation can happen whether it is a physical business or a network virtual business.

4. The computer system was maliciously invaded, stealing the basic/transaction information of customers.

As long as it is made or handled by human beings, human errors and omissions are inevitable; No matter how rigorous the trading mechanism is, with the world-class trading system from confirmation to settlement, it is still possible to be invaded.

I want to ask how to modify the billing statement of Bank of Communications credit card

Credit card users of Bank of Communications can modify the billing statement of their credit cards in the following ways:

1. Customer service telephone number modification. Users can call the credit card customer service number of Bank of Communications at 4-8-9888, and then complete the revision of the billing statement according to the customer service instructions.

2. Modify the "Pay the bill" APP. Users can enter "Credit Card" through "Pay the bill" → click the customer service button in the upper right corner, and then click "Online customer service" to modify it.