How to apply for a 1 million credit card

You can apply for a 1 million platinum credit card at a bank outlet, but you must obtain the recommendation of the bank (the outlet is a branch or sub-branch). Only the recommended customers have the opportunity to get a higher amount. Apart from a good relationship with the bank, you can only use some methods to get a recommendation. The easiest way is to deposit a sum of money and get the qualification of VIP customers in banks. After getting the qualification, you can often get tens of thousands or even hundreds of thousands of credit cards. When you get the card, you can transfer money. It can be handled by purchasing funds and other means to obtain bank recommendations.

if you want to apply for a large credit card, you must fill in the application form as detailed and complete as possible. For the contents in the credit card application form, many applicants skip the non-mandatory items in order to save trouble. However, according to Xiaobian's survey, the more complete your information, the higher the pass rate of banks in approving large credit cards. There are several items that can increase the most points. The remaining fixed telephone number is the fixed telephone number of the city. The marital status is married, the household registration is a local household registration, and real estate such as real estate or cars is owned. Credit cards can be divided into ordinary cards, gold cards and platinum cards. The so-called high-limit credit cards are generally high-limit platinum cards and diamond cards. Platinum card and diamond card are both credit cards with high credit limits, of which the maximum credit limits of platinum card and diamond card can reach 2, to 1 million.

1. In fact, the most effective ways to apply for 1 million credit cards are real estate license, driver's license and high-value insurance policy. In fact, the most important thing is how to combine certificates, tickets and orders reasonably. Appropriate combination of materials will increase the credit line by nearly 3%~8%. Provide other materials that can prove their qualifications or qualifications, such as other bank card account opening letters or statements, certificates of large time deposits, VIP customer cards of other banks, and professional certificates (lawyer certificates, accountant certificates, etc.). The essence analysis of bank credit card business: First of all, the bank is an enterprise that manages funds and obtains profits through the spread of deposits and loans. As long as it is an enterprise, no matter what type of enterprise, it depends on profit. Banks run their business for profit.

2. Secondly, credit card business is one of many business types of banks, and it is also a form of bank profit. The main methods are: interest, late payment fee, installment service fee, merchant contract promotion and installment consumption service fee. Psychological game analysis between banks and cardholders: the psychology of banks is very contradictory. On the one hand, they are afraid of risks; on the other hand, they want to make more money. Cardholders not only want more and more money, but also want to reduce unnecessary expenditure and waste. The money the bank gives you is used to make money. It is not a philanthropist. When you are in trouble, it will give you carbon in the snow. If you can't earn the income standard of the benchmark interest rate loan, it's best not to give it to you. It is best to give it to other people who can make money. It is best to seal the cards or reduce the quantity. Remember: first, let the bank feel safe, and second, let the bank make money (the benchmark mortgage interest rate for income is the same).

how much will BOC give if it deposits one million credit cards?

BOC will give 5, credit cards, and only gold cards can be issued.

Bank of China credit card limit:

1. If the deposit is more than several million. Then you can apply for a platinum credit card.

(Platinum card is more than 5, yuan)

2. If it is several hundred thousand yuan, you can apply for a gold card (1-5, yuan).

3. if you deposit 1, yuan or 2, yuan. Then apply for a Puka. (Between 1, and 1,. But 3-8 thousand is more)

If the credit card has a limit of 1 million, how much will it be paid in three-year installments every month

If the credit card has a limit of 1 million, it will be paid in three-year installments every month.

Use the overdraft limit of CCB's credit card to make installment payment. The longest installment provided by CCB is 24 installments, including consumption installment, bill installment, cash installment and POS installment of merchants. Here, let's take his family's consumption installment as an example: that is, the installment of credit card consumption with a single bill exceeding 1, yuan. Time: two days before the latest bill date after swiping the card. Amount: single card is greater than or equal to 1 yuan.

what is the function of a high-limit credit card of 1 million?

Many people who don't play credit cards will be surprised that credit card enthusiasts are desperate to pursue high quotas. Don't they have to pay them back? Even if you spend in your life, can you use hundreds of thousands of quotas? If you only spend 1 thousand a month, what's the use of asking for a card with a limit of 1 million?

what is the function of a high-limit credit card of 1 million?

this is an interesting question. what's the use of a high quota? So many people are flocking, is it a high amount that makes people feel more dignified?

It is true that some beginners of credit cards regard the high quota as the capital to show off, but experienced players disdain to show off. For them, a higher quota means more possibilities and more opportunities. Some silk, although they don't have a high salary income, have won the beauty in love with the help of high credit cards, and the shopping malls have made money from both sides, completing the leap from silk to white-collar workers and then to rich people.

if the credit card limit is insufficient or there is no credit card, sometimes the living can be suffocated by urine. For example, Xiaowu and Xiaomei love each other and plan to get married, but Xiaomei's father requires Xiaowu to pay a bride price of 2, yuan, otherwise it is out of the question. Xiaowu's family is poor and can't take it out. Although he knows that the custom of the woman's hometown is to give a dowry twice as much as the dowry, he can't get enough 2 thousand by borrowing from relatives and friends, and he has no choice but to love Xiaomei. If he has a credit card limit of .2 million/2 thousand, he doesn't have to worry. He will spend some handling fees to turn .2 million/2 thousand into cash and give it to his future father-in-law, and marry Xiaomei home first. Then use 2, of the 4, dowry brought by Xiaomei to pay off debts. Not only did he get a wife for nothing, but he also had an extra 2 thousand family property.

if you can't raise 2, yuan, no matter how deep your feelings are, it is inevitable that the bamboo basket will draw water with a sieve. This is not an alarmist. The year before last, a man in this city couldn't afford a bride price of 2, yuan, and his pregnant girlfriend was immediately pulled by his father to have an abortion.

a penny beats a hero. This is an old saying, but also a cruel reality. Credit cards may not completely solve your problems, but they can often solve your urgent needs. Two years earlier, when the real-time reimbursement of medical insurance had not been implemented (even now, it was not widely implemented), it was very troublesome to pay a high deposit for hospitalization and then get the documents for reimbursement afterwards. What if I can't get the deposit? Borrow it. What if I can't? Maybe we'll just have to wait to die. If you have a credit card, you can pay the deposit by swiping it first, and then pay back the credit card after reimbursement. Whether there is a credit card or not is a world of difference.

of course, owning a high credit card is not mainly to deal with these extreme events. More people use credit cards to make money. The higher the amount, the more they earn. Use credit cards to make money? Are you crazy? What if you lose money and can't pay back your credit card?

yes, credit card is a double-edged sword, and the consequences are very serious. However, not all investments are high-risk, and some investment opportunities are almost zero risk. This kind of opportunity is rare, but once seized, it may change a person's fate. The premise is that when this opportunity arises, you should have the capital to intervene.

From November p>214 to June 215, A-shares ushered in a rare bull market in history. In just over half a year, the Shanghai Composite Index rose from more than 2, points to more than 5, points, and many people made money like water. Of course, after that, the Shanghai Composite Index flew down to thousands of feet, and most people changed from making money to losing money. Only brokers and financial managers have become the biggest winners, brokerage fees have been soft, and financial managers' year-end bonus is so high that they can't believe it.

however, I'm not asking you to cash out and stock up. I'm talking about another chance. In the skyrocketing market from November 214 to June 215, all shareholders earned red eyes. In order to earn more, many people try their best to increase leverage. One of the ways to increase leverage is to open a financing account, mortgage loans to brokers with the stocks in the account, and use the borrowed money to buy stocks. Some people rely on leverage to speculate from a million to a market value of over 1 million. However, there is a threshold for opening a financing account: there must be more than 5, assets in the securities account. More than 8% of investors can't meet this condition, but in that exciting market, many people want to open it. I have a bold friend who saw the business opportunity. He took out 6, yuan from his credit card and cooperated with the manager of a securities company to help people open a financing account, charging a handling fee of 3, yuan. He is responsible for paying money and advertising, and the manager is responsible for opening accounts and keeping an eye on customers' accounts. Put 5 thousand into the customer's stock account, you can open the financing account in one or two working days, and then get the money back, and the capital cost can be ignored. And there is almost no risk, and every move of the account is watched by the securities manager. In just over half a year, he opened more than 3 households and got more than 6, yuan.

maybe some people think that this is a fable, and 3,1 people are driving it? You are suspicious because you have never experienced a bull market. At that time, tens of thousands of dollars entered the market, and a daily limit earned thousands of dollars. Many people didn't care about 3, dollars. That's when I opened the financing account and the Hong Kong Stock Connect (both of which required a threshold of 5, yuan), but I met the opening conditions and didn't find any friends. At that time, I also wanted to open another business-the New Third Board. There is no price limit for the New Third Board, and some stocks rise 1 times a day, which is very attractive. However, the threshold of the New Third Board is higher, and it needs 5 million assets to be opened. As a result, a new three-board fund-raising group was born. At that time, the market was that opening a household charged a handling fee of 2, to 3,.

you can open 1, and 2 million can easily drop bags, which is super profiteering. However, even if the handling fee is so expensive, there are still many people eager to try. I am one of them. In order to invest in the new third board, I also bought a book for research and study, and I just opened an account.

unfortunately, the advance payment is mainly distributed in big cities such as Beijing and Shanghai. No one in this city does this business. I have run several small loan companies, but no one believes that there is such good money and refuses to take orders. And friends don't have 5 million, so they can't help me. Of course, fortunately, it didn't work out, otherwise the stock market crash would be disastrous. However, no matter whether the stock market goes up or down, people who open accounts with advance funds will always make huge profits. If you had funds and customers at that time, it would be a cinch to earn millions. The point is, there is almost no risk.

tell me another case that I experienced personally. In May 215, Xincheng B-share announced that it was going to delist from B-share, which was absorbed and merged by Xincheng A-share and re-listed, that is, B-share was replaced by A-share. According to the announcement, the conversion price of Xincheng B is 1.317 USD/share, and each Xincheng B share can be converted into .827 Xincheng A shares. After the conversion, the issue price of Xincheng A is 9.82 yuan. In other words, if the comprehensive cost of buying new town B is lower than 9.82 yuan of new town A, you will have the opportunity to arbitrage. As soon as the news was announced, Xincheng B pulled more than 1 daily limit, and many people were eyeing this arbitrage opportunity. Xincheng B rose from $.4 to $2.5 at once, and then fell below $2 with the A-share stock market crash in June. On July 8, 215, a once-in-a-lifetime arbitrage opportunity was born-the word B shares in Xincheng fell to $1.26 that day!

what does this mean? On that day, the exchange rate of RMB against the US dollar was .63, and the exchange rate of US$ 1.26 was 7.938 yuan, which means that you can buy new shares with an issue price of 9.82 yuan at the price of 7.938 yuan that day, with a discount of 23.7%! Even if the listing of Xincheng A breaks, 23.7% of the safety mat is thick enough, and the probability of loss is very small. What if it soars? In fact, the listing of the merged new city A soared by 198% on December 4th, with a closing price of 29.35 yuan, almost four times the share price on July 8th!

you don't even have to wait from July to December to make money. On July 8, when Metro B fell, smart investors quickly stepped in. On the second day, Xincheng B had a daily limit, on the third day, and rose by 4% on the fourth day. If you can temporarily raise 3 million to buy, you will only get the first daily limit and earn 3,. There is a discount of 23.7% and a cash option of $1 (if you don't want to exchange shares, you can sell it to the major shareholder at the price of $1). It can be said that the probability of making money is 1%, depending on whether you have the bullets ready.

I took part in this arbitrage, but unfortunately I failed. The reason for the failure was that at the critical moment, I ran out of bullets. In the process of New Town B falling from $2.5, I bought it prematurely in four batches from June and lost money before dawn.

when I found this super buying opportunity on July 8th, there was no funds available in my account. At that time, I considered selling A shares in my account, but it was too late to change from RMB to US dollars. Plus, I was on a business trip in other places at that time, and I didn't have the conditions to get money from my credit card, so I had to miss the opportunity helplessly. This is my most regrettable miss. The pity is that this opportunity didn't only exist for a minute or an hour, but it was there all day. On July 8, the limit of New Town B was down all day. As long as you have money, you can definitely buy it. If I hadn't been on a business trip that day, I would have taken out hundreds of thousands of loans. Unfortunately, nature makes people.

opportunities only favor those who are prepared. There may be few opportunities to make 1% money, but it is never lacking. What is lacking is people who are prepared. Raise soldiers for a thousand days, and use them for a while. Credit card, sometimes a soldier, seems to be OK without him in peacetime. When the war comes, he can defend his country and open up territory. A credit card is a soldier, and a high credit card is equal to many soldiers. Never heard of Han Xin ordering soldiers-the more the better?

Disclaimer: The operation suggestions in the article only represent the views of the third party and have nothing to do with this platform. Investment is risky, so you should be cautious when entering the market. Deal accordingly, at your own risk.

This concludes the introduction of one million credit cards and what one million credit cards are. Have you found the information you need?