1, credit card consumption means that you spend in a physical store or through a POS machine, and generally you have points.

There are no points for online sales expenses such as Taobao, but online sales expenses and credit cards have interest-free periods.

The interest-free period of general credit cards is 50-56 days, depending on your card type.

2. When can I get the longest interest-free period? It is most cost-effective to spend on or after your bill date, and you can get the best interest-free period of your credit card.

According to your situation, repay the loan within the interest-free period, otherwise, deduct your expenses.

However, in order to enjoy interest-free, you must pay back in full. If it is the minimum repayment amount, interest will still be charged.

4. Brush 2000 again next time, and the full repayment during the interest-free period will be interest-free, and so on.

5. You should be a novice at credit cards. I suggest two things.

(1) Credit card information is very important. Don't reveal it to others casually, it will bring you unnecessary trouble.

(2) If the credit card needs to be repaid on time, the minimum repayment amount is acceptable. Never default on the bank's money, as credit will reduce the impact on your future dealings with banks, such as loans.