Will I call back when I apply for a credit card?
This is uncertain, mainly depending on how the bank stipulates. Generally, credit cards are applied online. If the bank stipulates that you must go to the outlet for a face-to-face interview, you will not call back after the face-to-face interview is successful. If you don't need an interview, nine times out of ten you will call back.
For online credit card application, the bank mainly gives a certain score based on the comprehensive evaluation of the materials provided by the applicant, and decides whether to approve the card according to this score. There are many reference factors, such as job stability and income.
After the first trial is passed, most banks still need to make a strict telephone call back to verify the applicant's information. If you don't receive a call back or make a mistake during the call back, your credit card application is basically invalid.
How to deal with the return call from the bank
For the applicant, the content of the telephone call-back is basically the content filled in the application form, and in some cases it is possible to answer wrong, which requires the applicant to do his homework in advance, and can start from the following points:
1. Applicants can make a backup, write it down or photograph it before submitting the credit card application form. When answering the phone, you can get all the answers word for word.
Don't think too long if you encounter something that you can't remember clearly or are uncertain. Banks are very sensitive. You can say, "I have a bad signal here, call me back later" or something like that.
Reminder: During the telephone call back, all information of the credit card should be truthfully filled in and answered, and once it is found that it is concealed or falsified, it will be disqualified immediately.