China Merchants Bank can provide cardholders with bill installment services to ease the repayment pressure of cardholders. However, this bill installment business seems very simple, but it is not that simple to handle. Before applying for installment, you must understand its number of installments, application methods, handling rates, and some precautions. The following is Get up and take a look.

Question 1. What conditions need to be met to apply for CMB credit card bill installment? Answer: 1. First of all, you must have a CMB credit card master card and develop good card usage habits in the process of using the card. Swipe your credit card, pay your bills on time, and most importantly, don’t have a bad credit record. 2. Secondly, the credit card you hold is not a commercial card, business card, purchasing card, ANA guaranteed card or supplementary card.

Question 2: How many installments can the CMB credit card bill be divided into at most? How much is the handling fee? Answer: CMB credit card bill installments can be divided into two situations, one is the bill has been issued, and the other is the bill has not been issued. The number of installments in different situations is different, and the handling fees are the same standard. 1. Unbilled bills: There are only four installments: 2, 3, 6, 10 and 12. The handling fees are 1.0%, 0.9%, 0.75%, 0.7% and 0.66% respectively. 2. Bills have been issued: There are 2, 3, 6, 10, 12, 18, 24 and 36 installments. The handling fees are 1.0%, 0.9%, 0.75%, respectively. 0.7%, 0.66%, 0.68%, 0.68%, 0.68%.

Question 3: How to apply for CMB credit card bill installment? What are the application methods? Answer: There are many ways to apply for CMB credit card bill installments, including but not limited to credit card online banking, mobile banking, Pad banking, customer service hotline (including sales hotline) and other channels or by sending text messages. It should be noted that because the number of installments is different, The application methods are also different. If you want to apply for two installments, you can only apply through CMB’s mobile banking and mobile life channels. If you want to apply for 36 installments, you can only apply through CMB’s customer service and mobile life channels.

Question 4: What are the precautions for installment payment of CMB credit card bills? Answer: 1. Cancellation is not allowed after the installment is successful: Once the China Merchants Bank credit card installment application is successful, it cannot be canceled. Even if you have enough ability to repay all the outstanding debts now, all previous handling fees must be paid in full. . 2. Non-refundable handling fee for early repayment: Early repayment of bill installments requires application, and after the application is approved, the outstanding installment amount and the remaining unapplied handling fee must be paid off in one go. The installment handling fee collected is not refundable.